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One or more photo(s) has been virtually staged. Storm proof and flood free, this beautifully updated 3-bedroom home in Apollo Beach suffered no hurricane damage or any flooding from the 2024 storms Helene and Milton. The home offers a wonderful combination of modern upgrades and convenience. No CDD or HOA fees. Move-in ready with tile flooring throughout the entire home. The kitchen was remodeled in 2020 with upgraded plumbing, featuring new cabinets, a new sink, and sleek granite countertops. The island and breakfast bar overlook an open space that can be used as a dining area or additional living space. The spacious family room is perfect for entertaining. The A/C unit, installed in 2020, is elevated 12 feet off the ground for added protection, high-efficiency, and comes with an ultra-violet screen for enhanced allergy and bacteria safety. New hurricane-resistant windows were also installed in 2020, including the double sliding doors. The home interior is neutrally painted. Three generously sized bedrooms and an updated bathroom provide comfort and style. Enjoy the front porch and covered back patio that overlooks the large, fully fenced backyard. Exterior paint and gutters 2023. TANKLESS water heater 2023. The home has not been lived in full-time and so everything is like new. This home is ideally located with an easy commute to downtown Tampa, MacDill AFB, Brandon, and Sarasota. Convenient access to US-41, I-75, and Hwy 301. A wide variety of restaurants, shops, and medical facilities are nearby. Washer and dryer are included if you wish, but the owner does not warranty them. Flood insurance can be assigned.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,343 | $1,414 | $1,801 |
Total Monthly Payment | $1,768 | $1,839 | $2,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.