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Under contract-accepting backup offers. Looking for a move-in ready, affordable villa with maintenance free living? Look no more! This 2BR villa is located in the sought after 55+ community of Skye Loch near Downtown Dunedin and St Joseph's Sound. It sits in a NON flood zone on one of the largest lots in the community. Being on the perimeter, it has a nice buffer zone with no rear neighbors. The villa welcomes you with a carport, outside storage closet, and covered porch. The bright, open plan includes: spacious living & dining areas, eat-in kitchen with closet pantry, den/office with inside storage closet, large master bedroom, hallway full bath, plus a 2nd bedroom perfect for family & friends. Home offers efficient tile flooring throughout as well as inside French doors. The unit exudes warmth and comfort with a beach cottage & nautical theme. It has been lovingly cared for and features the following updates: INTERIOR: newer concrete addition for den & bedroom (2017), 6-panel doors with hardware, double bi-fold closet doors, louvered kitchen closet door, water heater (2021), A/C system (2021), and BATHROOM faucet - mirror - light fixture - toilet - shower rod - towel & storage racks, EXTERIOR: hurricane impact windows (2017), rear door (2017), and roof (2018). Maintenance Fee includes cable, internet, lawn care, water, sewer, trash, pest control, exterior paint, common grounds, laundry, and recreational facilities. . . Skye Loch is a well-maintained community with clubhouse, tranquil pond, pedestrian bridge, perimeter wall, manager and includes the following amenities: heated pool with sunning area, social hall, card room, kitchen, game room, library, laundry room, shuffleboard, BBQ area, plus a busy activities calendar. It is ideally located a short walk from the historic downtown district, and near medical facilities, restaurants, banks, supermarkets, and countless shopping hubs. A short drive away are the sandy beaches of Honeymoon Island and award-winning Clearwater Beach. Walk downtown and enjoy the unique shops, top rated restaurants and countless activities the city offers. Ride your bike on the Trail, stroll along St Joseph's Sound or watch a waterfront sunset from the Marina, there's plenty to do in Dunedin. Other amenities include: beaches, parks, casual & fine dining, roof top bars, micro-breweries, cafes, bike riding, boating, fishing, downtown festivals, concerts, art shows, spring training baseball, championship golf, sunsets, and events at the Community & Fine Art Centers. This is a MUST SEE for buyers seeking a charming, maintenance free villa with an active lifestyle this property conveys. Furniture is negotiable.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,048 | $1,103 | $1,406 |
Total Monthly Payment | $1,264 | $1,319 | $1,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.