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This charming older home, built in 1942, sits on just under five acres of lush, picturesque land. With a sturdy metal roof and original wood flooring, the house exudes timeless character and potential. While the flooring is mostly covered with carpet, removing it would reveal the rich beauty of the original wood beneath. The house features one bedroom and one bathroom and offers an opportunity for a new owner to infuse it with care and creativity, as it needs some TLC.
Recent updates include a new electrical panel and outlets, as well as a newly installed drainfield and septic tank, ensuring that major systems are up to date. The property is dotted with a stunning variety of plants and flowers, creating a peaceful, garden-like atmosphere. A small greenhouse offers space for cultivating more plants or vegetables, while the 446-square-foot, dirt bottom pole barn, built in 2020, provides additional storage, workspace or parking
The well pump, less than seven years old, adds to the property’s functional updates, making it a reliable option for country living. With its vintage charm, modern improvements, and abundant acreage, this property presents a unique opportunity to create a cozy, nature-filled retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,048 | $2,606 |
Total Monthly Payment | $2,123 | $2,200 | $2,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.