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Don’t miss this opportunity to own the first resale ever in the coveted Emory Park Estates by Ryan Homes, centrally located in Five Forks section of Woodruff. This 1 year old Corsica model has lots of extras. A true Must See! 4 bedrooms w/ expansive loft area, 2. 5 baths, first floor office & 2 car garage w/ professionally installed epoxy floors (Iron Garage Floors). Rocking chair porch and rear patio. LVP floors throughout. Wooden staircase and rail system. Master suite with (2) walk-in closets, luxe bathroom with shower and soaking tub. Recessed lighting throughout. James Hardi Plank siding. Timberline roof. Sprawling, recently fenced yard. Custom wood shed for optimal storage. Whole house carbon filtration and reverse osmosis at kitchen sink (Water Tech). Lennox HVAC systems. Tankless H2O heater. Emory Park is an amazing new development with spectacular olympic size pool, jungle gym, open air pavilion with gathering areas/fire pits & dog run/play area. Seller leaving window treatments, shed, & backyard planters. (Planters yielded amazing crops/produce in 2024. ) Home is used as a second home and very lightly lived in. Seller is first owner and has occupied since 1/26/2024.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,694 | $3,429 |
Total Monthly Payment | $2,836 | $3,002 | $3,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.