104 Underwood Road, #12, Putnam, CT, 06260 | $410,000

This spacious condo is just what you have been waiting for! The open floor plan is inviting and full of light. Gleaming hardwood floors, and large windows capture your attention as soon as you enter. A gas/log fireplace, with marble surround and hearth, enhances the living room, where beautiful, big windows border a sitting area large enough for your grand piano. (Don't have one? This Steinway is for sale!) The kitchen, with white shaker cabinets, quartz countertops, and quality appliances overlooks the dining area which has sliders to a covered deck/porch. The woodsy views are serene and private. A large, primary bedroom with ceiling fan, walk-in shower, special tiled floors, and walk-in closet, will be your private sanctuary. Enjoy a cozy den or make it your second bedroom. An additional full bath on the main level rounds out this condo. Lower level: large family room. Huge basement is dry, with walk-in cedar closet. Generator included. Contingent upon mutual closing date. Please provide a pre-approval letter. Fox Grove is a warm and welcoming community with a real neighborhood vibe. Neighbors respect one another's privacy; at the same time, there's always someone who will lend a helping hand. Wildlife abounds (rabbits, deer, fox, etc. ); beautiful landscaping and gardens create pathways for pollinators; there's a volunteer beautification committee, and residents can take part in composting and recycling.

Features

  • Parking: 2-car
  • Heating: Hot Air
  • Cooling: Ceiling Fans,Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Main Level
  • Complex: Fox Grove Condominium
  • Year Built: 2017
  • Common Charge: $350 Monthly
  • Above Grade Approx. Sq. Feet: 1,507
  • Below Grade Approx. Sq. Feet: 352
  • Est. Taxes: $4,318
  • Lot Desc: Level Lot,On Cul-De-Sac
  • Elem. School: Putnam
  • Middle School: Per Board of Ed
  • High School: Putnam
  • Pets Allowed: Restrictions
  • Pet Policy: dog&cat-of good nature,on
  • Appliances: Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 24069575
  • Website: https://www.raveis.com
    /prop/24069575/104underwoodroad_putnam_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Main
Dining Room Hardwood Floor,Sliders14.5 x 16.0Main
Family Room Wall/Wall Carpet16.0 x 26.0Lower
Kitchen Breakfast Bar,Quartz Counters,Pantry,Hardwood Floor12.0 x 12.0Main
Living Room Bay/Bow Window,Gas Log Fireplace,Hardwood Floor18.0 x 20.0Main
Primary BR Suite Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kiara RusconiLuxury Properties Specialist

860.573.3382

Kiara.Rusconi@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

David LewisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 49042

978.423.2254

David.Lewis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

104 Underwood Road, #12, Putnam, CT, 06260

$410,000

Kiara Rusconi

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.573.3382

Kiara.Rusconi@raveis.com

David Lewis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.423.2254

David.Lewis@raveis.com

NMLS Mortgage Loan Originator ID 49042

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.152%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,046 $2,155 $2,746
Total Monthly Payment $2,481 $2,590 $3,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.