190 River Mist Dr, Saint Augustine, FL, 32095 | $425,000

Welcome to Bannon Lakes, a sought-after community in St Johns County, Florida. This charming single-family home, built in 2021, offers a spacious 4 bedroom, 2. 5 bathroom layout with a generous 9-foot ceiling height, all set on a . 19-acre parcel. This property is perfect for families looking for a blend of modern living and a friendly neighborhood atmosphere, just a short drive from the historic charm of St Augustine and the sandy shores of Vilano Beach. Step inside to discover a home that combines comfort with contemporary design. The interior boasts an open layout that maximizes natural light, creating a warm and inviting atmosphere. The kitchen is a chef's delight, featuring quartz countertops, an upgraded tile backsplash, and stainless steel appliances including a gas stovetop, dishwasher, and microwave. Recessed lighting and an under-mounted sink add to the modern aesthetic. The flooring transitions from tile in the main living areas to plush carpet in the bedrooms, ensuring both style and comfort. Bathrooms are equally impressive with tiled master showers, cultured marble countertops, and double vanities in both the master and second full bathroom. The exterior of this home is as appealing as its interior. A rear covered and screened patio provides a perfect spot for relaxation or entertaining, overlooking a fenced backyard that offers privacy and space for outdoor activities. The property includes a 2-car garage, ensuring ample parking and storage. The home's design and finishes reflect a commitment to quality and detail, making it a standout in the neighborhood. Convenience is at your doorstep. This home is strategically located near major roadways like I-95 and County Road 208, making commuting a breeze. Bannon Lakes offers access to top-rated schools like Mill Creek Academy for elementary and middle school education, and Tocoi Creek High School for high school, both part of the highly regarded St. Johns County School District. Additionally, the community is in close proximity to Allen D. Nease Senior High School and Valley Ridge Academy, providing further educational options for families. For healthcare, UF Health Flagler Hospital, St Vincent's St Johns, and Baptist Medical Center South are within easy reach. Shopping enthusiasts will appreciate the proximity to St Augustine Premium Outlets and St Johns Towncenter. Educational institutions such as UNF, Jacksonville University, and FSCJ are also nearby, catering to students and lifelong learners alike. This home in Bannon Lakes offers a blend of modern living with the convenience of a well-connected location. With its thoughtful design, recent upgrades, and proximity to essential amenities, this property is ready for showings and waiting for its new owners to make it their own. Don't miss the opportunity to live in this vibrant community, where family-friendly living meets the charm of Northeast Florida.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 8276
  • Year Built: 2021
  • Approx Sq. Feet: 1,874
  • Acreage: 0.19
  • Lot Size: 8276
  • Est. Taxes: $6,795
  • HOA Fee: $550
  • Elem. School: Mill Creek Elementary
  • Middle School: Mill Creek
  • High School: Tocoi Creek High School
  • MLS#: 251803
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/251803/190rivermistdr_saintaugustine_fl?source=qrflyer
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Listing courtesy of MOMENTUM REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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190 River Mist Dr, Saint Augustine, FL, 32095

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 7.025% 6.026%
Monthly Tax Payment $566 $566 $566
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,066 $2,234 $2,823
Total Monthly Payment $2,707 $2,875 $3,464

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.