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Welcome to 505 Twenty-Third Street a lovely pool home located in the North Beach community of St. Johns County, Florida, with no HOA/CDD fees. The Atlantic Ocean and the Intracoastal Waterway are a short distance away. Bring your RV, watercraft, etc. because there is plenty of stamped driveway, parking areas. Walk through my front door and you are embraced by my open floor plan. To the right of my main living area, is the hallway to 3 generous sized bedrooms, the guest/hall bath, and an office/den space. To the left of my main living area with one of two dining areas, you have my mudroom with the indoor washer and dryer. There is a 2nd dryer located in the garage. Access to the oversized garage is via the mudroom. A 220 outlet is located in the garage for EV charging. The primary bedroom suite is located in my left-wing area. . The sliding glass door provides easy access to the screened porch. The main living area lends itself to large or small entertaining events. Take entertaining outside to the covered screened porch and to the pool with a sunbathing deck. Want to feel some sand on your feet and salt air on your face, the beach is a short distance away. Want to put your watercraft in? There are several boat ramps within a short driving distance. The Historic City of St. Augustine is also a short drive away. Whether you are looking for a full-time residence property, a part-time residence property, or perhaps an investment property for short-term rentals, then perhaps I am the property for you to consider. Make your appointment to view me today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,370 | $4,605 | $6,216 |
Total Monthly Payment | $5,120 | $5,355 | $6,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.