505 TWENTY-THIRD Street, Out of Area, FL, 32084 | $899,000

Welcome to 505 Twenty-Third Street a lovely pool home located in the North Beach community of St. Johns County, Florida, with no HOA/CDD fees. The Atlantic Ocean and the Intracoastal Waterway are a short distance away. Bring your RV, watercraft, etc. because there is plenty of stamped driveway, parking areas. Walk through my front door and you are embraced by my open floor plan. To the right of my main living area, is the hallway to 3 generous sized bedrooms, the guest/hall bath, and an office/den space. To the left of my main living area with one of two dining areas, you have my mudroom with the indoor washer and dryer. There is a 2nd dryer located in the garage. Access to the oversized garage is via the mudroom. A 220 outlet is located in the garage for EV charging. The primary bedroom suite is located in my left-wing area. . The sliding glass door provides easy access to the screened porch. The main living area lends itself to large or small entertaining events. Take entertaining outside to the covered screened porch and to the pool with a sunbathing deck. Want to feel some sand on your feet and salt air on your face, the beach is a short distance away. Want to put your watercraft in? There are several boat ramps within a short driving distance. The Historic City of St. Augustine is also a short drive away. Whether you are looking for a full-time residence property, a part-time residence property, or perhaps an investment property for short-term rentals, then perhaps I am the property for you to consider. Make your appointment to view me today!!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 100x100
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Ranch, Traditional
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,071
  • Acreage: 0.22
  • Lot Size: 100x100
  • Est. Taxes: $7,894
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2064989
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/2064989/505twentythirdstreet_outofarea_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

505 TWENTY-THIRD Street, Out of Area, FL, 32084

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $658 $658 $658
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,370 $4,605 $6,216
Total Monthly Payment $5,120 $5,355 $6,966

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.