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VA Assumable Mortgage! Luxurious Waterfront Living in the Heart of World Golf Village - A Premier 55+ Gated Community Welcome to an exceptional waterfront home that blends elegance, comfort, and an active lifestyle in one of St. Augustine's most sought-after 55+ gated communities. Located in the heart of World Golf Village, this 1, 822 sq. ft. home offers breathtaking water views, modern upgrades, and access to resort-style amenities. With 3 bedrooms (including a versatile, non-conforming 3rd room), 2 bathrooms, and thoughtful design details, this property is a haven for those seeking serenity and sophistication. Whether you're hosting family, entertaining friends, or enjoying the peaceful ambiance of your lanai, this home is designed to meet all your needs. A Home Designed for Living and Entertaining From the moment you step inside, you'll be captivated by the bright and open floor plan that balances practicality with beauty. Crown molding frames each space, while large windows invite natural light to pour into the home. The elegant design flows effortlessly from the main living areas to the dining spaces and kitchen, making it perfect for entertaining or quiet evenings at home. The heart of the home is the chef-friendly kitchen, featuring a breakfast bar, cozy kitchen nook, and adjacent dining area. The enclosed lanai offers a serene space to relax, unwind, and enjoy the picturesque water views that make this home so special. This tranquil retreat will quickly become your favorite spot in the home. Flexible and Comfortable Spaces This home offers two well-appointed bedrooms, including a luxurious primary suite with an ensuite spa-like bath, complete with double vanities, a soaking tub, and a walk-in shower. Custom closet space adds functionality and style to the suite, making it a true oasis. In addition, the non-conforming third bedroom serves as a versatile bonus space. Use it as a home office, craft room, fitness area, or guest room the possibilities are endless. The flexibility of this home ensures that it adapts to your lifestyle. Upgraded Features for Modern Living This home has been meticulously maintained and thoughtfully upgraded to enhance your quality of life. Key features include Solar System: Energy-efficient solar panels reduce your energy bills while being environmentally friendly. Central Vacuum System: Simplify cleaning with the convenience of a built-in central vacuum system. Water Softener: Enjoy better water quality for everyday use and extended appliance life. Crown Molding: Elegant details throughout the home add a touch of sophistication. Roof (Approximately 6 Years Old): Offering durability and reduced maintenance costs. Transferable Termite Bond: Peace of mind with additional home protection. The home is truly move-in ready, and the seller is offering a carpet allowance with an accepted offer to make it even more personalized for the next owner. Plus, qualified buyers may take advantage of a VA assumable mortgage, offering an exceptional financial opportunity. Resort-Style Living with Premier Community Amenities This home is more than just a residence it's a lifestyle. As part of a vibrant 55+ gated community, you'll enjoy a range of amenities designed to keep you active, engaged, and connected: Indoor Heated Pool: Perfect for year-round swimming and water fitness. Tennis and Pickleball Courts: Stay active and enjoy friendly competition with neighbors. Billiards Room: A great space to relax and socialize. Walking Trails: Take leisurely strolls through beautifully landscaped paths. Clubhouse: The heart of the community, offering activities, events, and opportunities to connect with fellow residents. The gated entrance provides an added layer of security and privacy, creating a peaceful and welcoming environment. Unbeatable Location in World Golf Village Nestled in the heart of World Golf Village, this home offers easy access to everything you need. The surrounding area is filled with conveniences and attractions, including World-Class Golf Courses: A golfer's paradise, with some of the best courses right outside your door. Shopping and Dining: From boutique stores to local cafes, you'll have a variety of options nearby. Parks and Outdoor Spaces: Enjoy scenic parks, walking trails, and outdoor recreation. Historic St. Augustine: Just a short drive away, explore the rich culture and coastal charm of this iconic city. Major Highways: Convenient access to I-95 ensures easy travel to Jacksonville, Daytona Beach, and beyond. Living here means combining the tranquility of waterfront living with the excitement of nearby attractions, all while enjoying the warm Florida sunshine. Why This Home is a Must-See This home is the perfect choice for those looking to downsize, retire in style, or enjoy the perks of an active, resort-style lifestyle. Its combination of luxurious upgrades, breathtaking water views, and access to world-class amenities makes it stand out from the rest. Whether you're relaxing on the lanai, enjoying a game of pickleball, or exploring nearby historic St. Augustine, this home offers the best of Florida living. The VA assumable mortgage option and seller incentives make it even more appealing for the right buyer. Schedule Your Private Tour Today Don't miss the chance to call this stunning waterfront property your new home. With its exceptional features, unbeatable location, and vibrant community, it's more than just a house it's a lifestyle. Contact us today to schedule your private tour and experience the magic of World Golf Village living firsthand. Open House Sunday April 27th 1: 00-3: 00pm.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,044 | $2,181 | $2,757 |
Total Monthly Payment | $2,324 | $2,461 | $3,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.