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Big price improvement Seller says very motivated. The home sits on 9 foot concrete block stilts main home on 2nd floor. NO FLOOD NO PROBLEM. Waterfront!!! 3 bedroom 3 bathrooms 1 half bath home. Complete with dock and boat lift that leads you directly out to Tampa Bay. Florida paradise awaits you as you pull up to your new home. Walk up the stairs to the second story where the main home sits to enjoy all the views on your front porch balcony. As you walk in you will be taken back by the breathtaking views of your sanctuary on the water. The living room boasts a Fireplace that has been white washed. To the left the kitchen has an eat-in bar space with granite counter tops, stainless steel appliances, and the dining table is nearby to host family dinners. As you make your way up the stairs the Master bedroom is to the left and is spacious with a walk-in closet, and high ceilings, and Master Bathroom. The second bedroom has a built-in bunk which the kids, and or guests will love. As well as both rooms having views to the water. Opening your French doors you are led to your first deck on the second story that is screened in with a built in kitchen perfect for summer bbq's. Walking down the double sided deck everything you want in a waterfront home awaits. A dream maker hot tub runs on 220, pergola chill area, fire pit to share stories on these colder nights, covered dock with boat lift, and custom surfboard outdoor shower perfect when coming home on those long boat days. It's your own little oasis waiting for you to make it your home. No issues with Flooding This house is built on concrete Stilts (Mol) 8-9 ft and a concrete foundation. New metal roof (2023), AC (2019), water heater (2017), Fresh Paint. First floor garage is concrete and includes an extra studio not included in square footage at roughly (340) sqft including a full Bathroom the whole room is tile and gets so much natural light. The home is also pre-wired for a portable generator located inside the garage which has work benches and ample spaces for your car, and gym. Dock features 10, 000 lb boat lift, Dock is covered with a metal roof, Lattice to keep leaves out, also includes Float on/off jet ski dock. The home also has a whole-house water filtration and softening. Their is also an extra shed 400 square feet. The garage is huge with a work bench ready for your organization and projects. The home has it all and I am very excited for you to come view it, I truly think you will fall in love.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,738 | $3,936 | $5,016 |
Total Monthly Payment | $4,171 | $4,369 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.