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Sunrise performance daily with spectacular views from this Contemporary style 3 bedroom, 2 bathroom home on the Peace River on nearly 1/2 acre. Meticulously maintained offering a Newer roof (Dec 2020). Utilize the entire lot with ample room to add a garage or designated parking area for your RV or Boat on the north side of the home. Foyer entry welcomes you into the formal living room and on to the dining room with a sliding door to the lanai. Enjoy the family room that has a wood burning fireplace, triple sliding door to the lanai, and open to the kitchen with a breakfast bar, and custom cabinets. Primary bedroom has river views with a sliding door to the private deck, and ensuite bathroom. Split plan offers privacy to the 2 remaining bedrooms, one with a slider to the lanai. Prepare to relax and enjoy living on the river from your oversized covered and screened lanai or lounging in the private seating/garden area while watching fellow boaters pass by. Dock has electric and water. This home is located in Harbour Heights a non-deed restricted waterfront community of Punta Gorda without the expense of a Homeowners Association. The Charlotte Harbor Water Association has recently completed updating the existing water distribution system with new piping in the community with no expense to the property owner. Nearby is the remodeled 8 acre Harbour Heights Park maintained by Charlotte County, providing a public boat ramp, day docks, playground, pavilion and barbecue areas, basketball, shuffleboard, lighted tennis/pickle ball courts, horseshoes, and a butterfly garden. Boat ramp provides access to the Peace River, the Blueway Trails, Charlotte Harbor and the Gulf of Mexico. Just a 15 minute drive to the Punta Gorda Airport (PGD). Golf, restaurants, schools, medical, churches and shopping are all nearby. A short distance to I-75 at exit 167 affords easy access to historic downtown Punta Gorda/Fort Myers/Naples to the south and North Port/Venice/Sarasota to the north.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,940 | $5,095 |
Total Monthly Payment | $4,003 | $4,351 | $5,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.