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This beach house is designed to be flood-safe, which can help reduce your flood insurance costs. It is just a short walk from local restaurants, a private beach, and the beautiful Lordship seawall, making it an ideal spot for hosting guests on Airbnb. Inside, the house is bright and spacious, offering stunning views of the water. The first floor features an open and bright living room with views of the water, the kitchen opens up to a lovely deck where you can enjoy the scenery. There is also a bedroom that can also serve as an office with a full bathroom, and a laundry room. On the second level, a spacious room that provides spectacular views and abundant natural light, with sliding doors leading out to the front deck. There is also three bedrooms, two of which have recently updated bathrooms, and doors that open to the back deck, creating a serene space to enjoy beach life. Additional features include an outdoor elevator for easy access between levels, multi-level decks for relaxation, a spacious two-bay garage, new floodwalls, a new patio, and a cozy backyard fire pit. Conveniently located near I-95 and a metro train station.
Type | Description | Dimensions | Level |
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Bedroom 1 | Full Bath,Laundry Hookup,Tile Floor | Main | |
Bedroom 2 | Ceiling Fan,Full Bath,Sliders,Hardwood Floor | 20.5 x 12.1 | Upper |
Bedroom 3 | Partial Bath | 10.0 x 13.4 | Upper |
Kitchen | Balcony/Deck,Breakfast Bar,Granite Counters,Sliders,Tile Floor | 14.1 x 11.7 | Main |
Living Room | Tile Floor | 16.1 x 16.0 | Main |
Other | Balcony/Deck,Ceiling Fan,Sliders,Studio,Hardwood Floor | Upper | |
Primary Bedroom | Balcony/Deck,Bedroom Suite,Ceiling Fan,Stall Shower,Sliders,Hardwood Floor | 12.4 x 12.5 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.309% |
Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,992 | $5,630 | $7,479 |
Total Monthly Payment | $6,231 | $6,869 | $8,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.