3431 PALOMETA DRIVE, Hernando Beach, FL, 34607 | $745,000

A Vision of Elegance.
This newly crafted residence in the exclusive Hernando Beach South community redefines waterfront living. A testament to sophisticated design and meticulous attention to detail, this home offers a harmonious blend of modern comfort and timeless beauty, delivering an unparalleled lifestyle of serenity and refinement. The approach is as inviting as the home itself, with a paver driveway leading to an elevated covered entry embraced by immaculate landscaping. Just minutes from Highway 19, the property enjoys a prime location with effortless access to gourmet dining, boutique shopping, and essential amenities, ensuring both convenience and leisure. Inside, the thoughtfully conceived split-level layout welcomes you with its coastal ambiance. A palette of clean white tones complements the warm textures of luxury vinyl wood-style flooring, while expansive windows frame serene canal views and flood the interiors with natural light. The living room, adorned with a tray ceiling, opens seamlessly to a covered terrace—a perfect vantage point for sunset views that take your breath away. At the heart of the home lies the stunning kitchen, a culinary sanctuary where stainless steel appliances are paired with solid wood cabinetry finished with crown molding. Quartz countertops glisten under pendant lighting, while a herringbone tile backsplash adds a touch of artistry. With soft-close cabinetry, a walk-in pantry, and a breakfast bar, the space is as functional as it is stylish. Adjacent, the dining area is illuminated by a sophisticated chandelier, offering an elegant setting for memorable gatherings. The primary suite serves as a private retreat, complete with a personal balcony, an expansive walk-in closet, and a spa-inspired en-suite bath. Every element has been curated for indulgence, from the frameless glass shower featuring the Schluter waterproofing system to the modern farmhouse cabinetry and premium finishes. The guest bathroom, equally refined, includes a luxurious Maxx Rubix soaking tub for moments of relaxation. This home’s allure extends beyond its interiors. A 1, 355-square-foot garage offers abundant space for vehicles and storage, while height-restricted canal access to the Gulf of Mexico makes it a haven for boating enthusiasts. Energy-efficient, impact-rated windows and doors with low-E 366 glass coating ensure year-round comfort, and multi-point locking systems provide peace of mind. Every detail, from Moen faucets to sleek black hardware, reflects the home’s commitment to quality and design. Set along a tranquil canal, this property invites you to embrace outdoor living at its finest. Whether casting a line, setting out on a boating adventure, or simply savoring the quiet beauty of the water, the opportunities for relaxation and recreation are endless. Seize the chance to make this extraordinary residence your own. Schedule a private tour today and experience firsthand the effortless elegance of Hernando Beach South.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2025
  • Garage: 6-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,841
  • Acreage: 0.17
  • Est. Taxes: $1,164
  • HOA Fee: $306 Annually
  • Lot Desc: Cleared
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Electric Water Heater, Microwave, Refrigerator
  • MLS#: TB8339298
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/TB8339298/3431palometadrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2025 4:32:09 PM)
Listing courtesy of OPTIMA ONE REALTY   Phone: 352-243-6784

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3431 PALOMETA DRIVE, Hernando Beach, FL, 34607

$745,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $596,000 $596,000 $596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $97 $97 $97
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,767 $3,915 $4,989
Total Monthly Payment $3,956 $4,104 $5,178

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.