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Presented by
Paul Incerto |
3820 Coconut DR, St. James City, FL, 33956 | $400,000
THE HOME HAS BEEN COMPLETLY REMEDIATED AFTER THE STORMS.
Welcome to your dream waterfront home in the desirable community of Trailerhaven in St. James City! This charming single family home features 2 bedrooms and 2 bathrooms, perfect for a small family or as a vacation retreat. The property boasts impact resistant doors and windows, as well as shutters for added protection during storm season. Enjoy the convenience of laundry in residence and a screened lanai/porch where you can relax and take in the stunning views of the canal. With no bridges to navigate and direct access to the water, this home is a boater's paradise. The breakfast bar, dining-living area, and eat-in kitchen provide ample space for entertaining guests or enjoying family meals. The canal width of 31-80 allows for easy maneuvering of your boat, which can be stored in the private boat canopy/cover, lift, slip, or captain's walk. Electric and water are available at the dock for added convenience. With no HOA or condo fees, you can enjoy the freedom of waterfront living without any additional costs. Don't miss the opportunity to purchase the vacant lot next door, which comes with its own dock, and expand your waterfront paradise. Live the Florida lifestyle you've always dreamed of in this beautiful home in Trailerhaven! Photography was completed on January 22, 2025 see disclosures for more information.
Features
- Amenities: None
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: TRAILERHAVEN
- Year Built: 1965
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,210
- Acreage: 0.08
- Est. Taxes: $3,792
- Lot Desc: Regular
- View: Canal
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Boat Slip,Captain's Walk,Elec Avail at dock,Water Avail at Dock
- Pet Policy: No Approval Needed
- MLS#: 225006513
- Website: https://www.raveis.com
/prop/225006513/3820coconutdr_stjamescity_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Paul IncertoSales Associate
203.858.8080
Paul.Incerto@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3820 Coconut DR, St. James City, FL, 33956
$400,000
Paul Incerto
Sales Associate
William Raveis Real Estate
Phone: 203.858.8080
Paul.Incerto@raveis.com
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $316 | $316 | $316 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,076 | $2,156 | $2,744 |
| Total Monthly Payment | $2,467 | $2,547 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388