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Charming 1880s home with 3 bedrooms and 2 full baths. Highly desirable "one floor living" with the kitchen, dining, living room, primary suite and laundry all on the main level. Two bedrooms are upstairs, which has lower ceilings. Both bathrooms have tiled floors, pedestal sinks, and fiberglass tub/shower units. Kitchen has warm maple cabinets, soft green laminate countertops and tin-look backsplash, a large pantry and comes with black appliances. Major updates include new hybrid heat pump water heater (3 months old), new boiler with 2 zones (2 yrs old) and all new roofs (8 yrs ago). Sellers also rebuilt the front and side covered porches, cleared several large trees, and installed a new fence for the side yard. There's a detached 1-car garage and plenty of off-street parking. In town with sidewalks and streetlights, it's a short and easy walk to downtown where you can enjoy parades, festivals, shopping, and go out for dinner & drinks. Large lot with 0. 41 acres. Between the garage and stone wall is a great opportunity to plant a garden or create a recreation/entertaining zone for hobbies you enjoy. . . I can picture cornhole, horseshoes, fire pit, soccer nets. . . the possibilities are endless! If you've been waiting to get into homeownership, now is the time.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,123 | $1,182 | $1,507 |
Total Monthly Payment | $1,491 | $1,550 | $1,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.