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Presented by
Fermin Vidal |
135 ASHLEY LAKE Drive, Melrose, FL, 32666 | $429,900
Enjoy all that nature has to offer with this unique, lake front 3 -bedroom 3 bath home, located near the city of Gainesville, in Putnam County. This home includes a separate entry mother-in-law suite, with all amenities. Can also be used as an income producing efficiency apt rental. Home also includes other unique features such as a semi-finished basement area, 2 kitchens, 2 laundry areas, and a hidden safe room. Enjoy panoramic views of the spring fed lake, from the living room, master bedroom, & dining room. Entertain guests with an open kitchen design, that includes a bar-top. Home sits on the 2nd highest elevation of the lake, and unlike most lake surrounding sub divisions in the area, this one is paved. . Endless possibilities when it comes to remodeling or adding even more square footage under air. Let's not forget an outside dog kennel, detached garage, and additional enclosed area on the backside of home for vehicle storage. This home comes pretty close to offering it all
Features
- Bedrooms: 3
- Baths: 3 full
- Style: Contemporary, Ranch
- Year Built: 1990
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,220
- Acreage: 1.19
- Est. Taxes: $2,338
- HOA Fee: $100 Annually
- Lot Desc: Agricultural, Cleared
- View: Lake
- Water Front: Yes
- Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: 2066298
- Days on Market: 77 days
- Website: https://www.raveis.com
/prop/2066298/135ashleylakedrive_melrose_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Fermin VidalBroker Associate
203.970.0404
Fermin.Vidal@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
135 ASHLEY LAKE Drive, Melrose, FL, 32666
$429,900
Fermin Vidal
Broker Associate
William Raveis Real Estate
Phone: 203.970.0404
Fermin.Vidal@Raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,174 | $2,288 | $2,902 |
| Total Monthly Payment | $2,444 | $2,558 | $3,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388