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One or more photo(s) has been virtually staged. Nestled in the sought-after F section of Palm Coast, 11 Firethorn Ln is a 3-bedroom, 2-bathroom home that combines modern updates with thoughtful design. The professionally landscaped front yard sets the tone as you step inside to discover tile flooring throughout and freshly painted interiors (2024). High vaulted, cathedral ceilings in the main living spaces create an open and bright atmosphere, while the split bedroom floor plan ensures privacy for everyone.
The kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances (new in 2022), including an induction range with a convection oven, and ample storage. The master suite offers a tranquil retreat with tray ceilings, a walk-in closet, and private access to the screened-in lanai. The en-suite bathroom is equipped with a soaking tub, a separate shower, and his-and-hers vanities.
The screened lanai is perfect for relaxation, complete with an above ground heated spa to unwind after a long day. The large, fenced-in backyard provides plenty of space for outdoor activities, while the oversized garage, featuring a new belt-driven door (2021) and an A/C vent for added comfort, is a unique bonus. Additional updates include a new shingle roof (2022) and a hot water heater (2021), ensuring this home is move-in ready.
Don’t miss this opportunity to own a meticulously maintained home in a prime location, just minutes from shopping, dining, and the beautiful Florida beaches. Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,600 | $295,600 | $295,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,844 | $1,942 | $2,475 |
Total Monthly Payment | $2,137 | $2,235 | $2,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.