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Seller will contribute $1, 000 towards closing costs. This two story home is a rare find featuring a true mother-in-law-suite with a younger roof and thoughtful updates. 2 fully appointed kitchens, upstairs and downstairs. Greeted by the open living room you have an option for a window nook working space or flex room to entertain. The kitchen is highlighted by thoughtful updates, flooring lighting and space given equal measure.
The first downstairs bedroom has an overly generous en-suite bathroom and can be used as the master suite or extra bedroom.
The in-law-suite downstairs does feature the full kitchen, easily and readily useful as either the mother-in-law-suite, full downstairs standalone kitchen, bedroom, efficiency, or flex room.
There’s an oversized downstairs living room or entertainment space as well with an uber private fenced in backyard featuring a newly added paver deck. Notice the surrounding land in the rear is privately owned.
A multi generational home , or a unique and effective use of space for any buyer. Your proximity to historic downtown is literally moments away, New Smyrna beach is less than half an hour’s drive, Blue Springs State Park, Saint John’s River, Wekiva River Preserve State Park, and more are super close. Disney World and Universal Parks are under an hour’s drive for the visiting family members.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$456,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $365,520 | $365,520 | $365,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.075% | 6.192 |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,280 | $2,401 | $3,060 |
Total Monthly Payment | $2,703 | $2,824 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.