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Discover waterfront living at its finest in this updated home located on the serene banks of the Trout River. Situated on a generous . 72 acre lot with direct access to the river, this property has potential for a dock (currently does not have one) and is navigable to the ocean. Home was renovated in 2020 and features an open concept. Granite countertops in the kitchen with white cabinets. Primary bedroom features en-suite with walk-in shower and daul vanity sink. Other items updated in the renovation include new septic system, new HVAC, updated electrical and plumbing and new water heater. Current owner has added new subfloor joints and wood floors in bedrooms and main living areas. LVP in bathrooms and utility room. There is a 24x24 shop with 16x10 door and electrical to store all your toys. This property is ideal for those seeking a peaceful retreat while remaining close to the conveniences of city life. Home is located in Flood Zone X so flood insurance is not required. Easy access to major highways for commuting to downtown Jacksonville or Amelia Island. Quiet road with no HOA or CDD fees. The following personal property is negotiable in an offer: washer, dryer, refrigerator and shelves in garage. Schedule your private showing today and experience the ultimate waterfront lifestyle!
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,971 | $2,491 |
Total Monthly Payment | $2,259 | $2,358 | $2,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.