274 MADEIRA CIRCLE, St. Petersburg, FL, 33715 | $650,000

NEW PRICE! Exceptional Waterfront Living! NO WATER DAMAGE FROM HURRICANE HELENE OR MILTON.
Welcome to this stunning 3-bedroom, 3-bathroom END-UNIT townhome, complete WITH A PRIVATE DOCK! Located at The Palms of Tierra Verde, this exclusive, resort-style community is one of Florida's most sought-after waterfront destinations. Offering unparalleled access to Tampa Bay and the Gulf of Mexico, this pristine property includes a deep-water boat slip with a 20, 000 lb. boat lift, running water and electricity, ensuring a seamless boating experience just steps from your door. The main level boasts a thoughtfully designed open floor plan, featuring a living room with a wood-burning fireplace, and a formal dining area with crown molding and hardwood floors. Step out onto the private balcony overlooking the sparkling resort-style pool and courtyard, perfect for relaxing or entertaining guests. Enjoy cooking in the completely remodeled modern kitchen, offering beautiful custom cabinets and sleek granite countertops. The kitchen comes with all the appliances, complete with a breakfast bar, a refrigerator, built in microwave garbage disposal and dishwasher. Everything you need to prepare meals in style. Washer and dryer are also included. The main level also includes a spacious bedroom and a full bathroom providing comfort for guests or family members. Ascend the wooden staircase to the third level, where vaulted ceilings and natural light highlight the oversized master bedroom. Step out onto your private balcony or unwind in the completely renovated master bath featuring a walk-in shower, double-sink vanity, and generous walk-in closet. The third bedroom also includes an en-suite bath, offering even more space and flexibility for your lifestyle needs. The tandem-style garage accommodates two vehicles with plenty of additional room for storage, perfect for all your boating or outdoor gear with convenient access to the back patio.
Waterfront Living at its best! Enjoy direct access to the water with your deeded boat slip allowing easy navigation to Tampa Bay and the Gulf of Mexico. New PGT hurricane impact-resistant windows and sliding glass doors ensure peace of mind while allowing you to take in the spectacular views. The property also features a new hot water heater installed in 2024.
Minutes from fine dining, Fort DeSoto Park, downtown St. Pete Beach, and all the best of Tierra Verde living, including proximity to downtown Tampa, highways, and more. Live the waterfront lifestyle you've always dreamed of in this exceptional townhome.
HOA covers sewer, water, trash and cable connection. Owner is only responsible for electricity. Schedule a showing today!

Features

  • Amenities: Pickleball Court(s), Spa/Hot Tub
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1995
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest, Oversized, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,585
  • Acreage: 0.02
  • Est. Taxes: $4,094
  • HOA Fee: $592 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, Sidewalk
  • View: Pool
  • Elem. School: Gulfport Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8339650
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/TB8339650/274madeiracircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 1:18:42 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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274 MADEIRA CIRCLE, St. Petersburg, FL, 33715

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,287 $3,416 $4,353
Total Monthly Payment $3,720 $3,849 $4,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.