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Built in 1981, this split-level ranch has much to offer. This 2700 sq ft house features 3 bedrooms, 2. 5 baths, 2 fireplaces with pellet stove inserts, 2 living rooms and a large eat-in kitchen with stainless steel appliances. The new window, door and slider recently installed in the kitchen overlook the inground pool and new 1250 sq ft patio. Enjoy outdoor living with a new 12x16 gazebo and hot tub. The outdoor space is great for entertaining. The laundry and half bath are conveniently located on the bottom level for easy access from the pool. The spacious interior provides plenty of storage throughout, including an additional 552 sq ft finished basement, great for hang out spot. Since 2016, this home has undergone extensive updates including a new roof, windows, and storm doors, garage doors, electric hybrid hot water heater, tankless oil water boiler, insulation in attic, recessed lighting through the house and fans in all bedrooms. New deck, fence, carpets, solar, complete central air throughout with oil baseboard heating. Included is a new Klotter Farms 14x36 New England Dutch Colonial Garage. This home is conveniently located within minutes from Bradley Airport, City of Hartford, Massachusetts state line with easy access to Lake Congamond located in Southwick, MA. Home is being sold For-Sale-By-Owner.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Walk-In Closet,Laminate Floor | 11.0 x 16.0 | Upper |
Bedroom 2 | Ceiling Fan,Laminate Floor | 13.0 x 16.0 | Upper |
Eat-In Kitchen | Balcony/Deck,Dining Area,Island,Sliders,Tile Floor | 13.0 x 27.0 | Main |
Family Room | Fireplace,Pellet Stove,Tile Floor | 16.0 x 19.0 | Lower |
Full Bath | Ceiling Fan,Tub w/Shower,Tile Floor | 5.0 x 11.0 | Upper |
Great Room | Skylight,Cathedral Ceiling,Ceiling Fan,Tile Floor | 16.0 x 20.0 | Lower |
Half Bath | Laundry Hookup,Tile Floor | 5.0 x 11.0 | Lower |
Living Room | Fireplace,Pellet Stove,Laminate Floor | 13.0 x 23.0 | Main |
Other | Skylight,Cathedral Ceiling,Sliders,Tile Floor | 9.0 x 16.0 | Lower |
Primary BR Suite | Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Laminate Floor | 16.0 x 17.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $728 | $728 | $728 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,897 | $3,222 | $4,179 |
Total Monthly Payment | $3,717 | $4,042 | $4,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.