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This beautifully preserved historic cottage has been a successful short-term rental, consistently ranking in the top 1% of all Airbnbs and easily supporting itself—all while the current owner also enjoys it as a second home. Located in a peaceful neighborhood just a short walk from downtown, this charming home blends historic character with modern convenience. The classic Southern front porch extends the living space, while the interior boasts 2 bedrooms, 2 bathrooms, and a gourmet kitchen with optimized storage. Raised panel decorative wall panels add timeless elegance, and ample windows fill the home with natural light. Move-in ready with a new metal roof, insulation, hot water heater, electric, flooring, appliances, and cabinetry (2021), plus updated plumbing (2022). A low-maintenance yard, termite bond, and foundation enclosure offer security and ease. Whether a primary residence, second home, or income property, this home delivers on lifestyle, location, and potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $572 | $572 | $572 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,163 | $2,339 | $2,956 |
Total Monthly Payment | $2,810 | $2,986 | $3,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.