4485 Herder STREET, Port Charlotte, FL, 33948 | $199,990

HUGE PRICE REDUCTION, this sweet 3 bedroom, 2 bath, 1 car garage home is a perfect starter or seasonal home with a nice layout, wonderful privacy plus affordably priced! Vaulted ceilings welcome you with a spacious family room having abundant natural light and easy care tile flooring throughout. NO CARPET ANYWHERE! The kitchen is very spacious with dark appliances, nice shaker style cabinetry, standup pantry and a quaint eat in breakfast nook with private backyard view. Easy to bring your groceries in from the 2 car garage directly into the kitchen for added convenience. The master suit is nicely appointed in size, large walk in closet and en-suite bath. Two guest suites to choose from, both have great closet space, ceiling fans and share a lovely middle bath with the rest of the main home. No HOA, the backyard is deep with enough room to add a pool and already has a shed. Great location close to lots of amenities. Explore the waterfront public parks with bike and walking trails, pickle ball parks, picnic areas, and boat ramps that give you quick boating access to the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. State Road 776 that will take you to the beaches of Boca Grande and Englewood’s magnificent teal Gulf beaches. MERELY 5 MINUTES to Port Charlotte Beach Complex that offers amenities including a boardwalk, fishing pier, boat ramp, canoe/kayak launch, playground, shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, recreation center, horseshoe pits, bocce, basketball, tennis and volleyball courts, sand, sheltered waters, most spectacular sunsets year round. Port Charlotte is home to the Tampa Bay Spring Training facilities, Sunseeker resort - Florida's Premier Gulf Coast Oasis too. Just a short drive over the bridge to downtown historic Punta Gorda, offering community events and LIVE entertainment, Ponce De Leon Park, boutique shops , waterfront fine and casual dining, fun music/art festivals, Punta Gorda Airport, popular Fishermen’s Village with quaint shops and cafes, pickleball PLEX, farmers market, and fabulous art district. SCHEDULE YOUR APPOINTMENT TODAY.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Other
  • Style: Florida
  • Year Built: 1982
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,157
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $1,636
  • Adult Communities: Yes
  • Elem. School: Meadow Park Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: C7502053
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/C7502053/4485herderstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 1:47:10 PM)
Listing courtesy of RE/MAX PALM PCS   Phone: 941-889-7654

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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4485 Herder STREET, Port Charlotte, FL, 33948

$199,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,992 $159,992 $159,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $136 $136 $136
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $998 $1,051 $1,339
Total Monthly Payment $1,209 $1,262 $1,550

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.