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Village of Santiago – Villa La Crescenta – BOND IS PAID!!! -- COLONY Patio Villa - GAS HOME – This lovingly maintained 2 Bedroom 2 Bath Home with a 1 Car Garage & Golf Cart parking features LAMINATE & TILE flooring and ENCLOSED LANAI with Privacy Screening, perfect for relaxing! -- ROOF: 12/2017, HVAC: 11/2014, Gas Water Heater: 3/2012 -- Concrete driveway with EXPANDED walkway & side patio, gutters & downspouts & TERMITE BOND! -- The Kitchen has Laminate Countertops with Tile Backsplash, Over Cabinet & Under Cabinet Lighting, Closet Pantry, SOLAR TUBE, Ceiling Fan with Light. -- The Spacious Owner’s Bedroom has a Ceiling Fan with Light, Window and Walk-in Closet!! -- The Owner’s Bath has a single vanity, medicine cabinet, “Bath Fitter” Step-in Shower with Grab Bar, Exhaust Fan & Linen Closet. The Guest Bedroom has a ceiling fan with light, closet, and window to backyard. The Guest Bathroom has a single vanity, and tub/shower combo. – The 1 Car Garage with Golf Cart parking has Pull-down Attic Stairs, Utility Sink, BUILT-IN WORKSTATION with Base & Overhead Cabinets, additional cabinet storage over Washer & Gas Dryer (Estate by Whirlpool), and Garage Door with Windows!! Great location, so close to Spanish Springs Town Square®!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,600 | $219,600 | $219,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,370 | $1,443 | $1,838 |
Total Monthly Payment | $1,538 | $1,611 | $2,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.