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One or more photo(s) has been virtually staged. SELLER IS OFFERING $5, 000 CREDIT TO BUYER FOR FLOORING/PAINTING UPDATES: Your new home is located on a PREMIUM CONSERVATION LOT with picturesque pond views, this property is a nature lover's dream! This Duchess model has a thoughtfully designed open-concept great room with soaring cathedral ceilings, creating an airy and inviting atmosphere. PLANTATION SHUTTERS at the front of the home add a touch of elegance and privacy. The great room combines living and dining spaces seamlessly, and features ceiling fans, tray ceiling, and a solar tube for natural light. Just off the Great Room, through the pocket doors you will find a room complete with a built-in closet and plenty of room for guests or this could be used as a STUDY/DEN/OFFICE. The kitchen is a chef's dream, featuring 42” WOOD CABINETS, a SOLAR TUBE, and recipe windows that fill the space with more natural light, your BUILT IN DESK adds a convenient location for reading or taking care of daily tasks. Located adjacent to the kitchen you will find your eat-in dining space with a BUILT-IN HUTCH, perfect place for showcasing your China and keepsakes, this room will soon be a favorite place to enjoy morning coffee. Step outside to the ENCLOSED LANAI, which features sliding vertical windows with screens, ceiling fans, and serene pond views. Back inside, the primary bedroom is a prefect retreat, offering a SPACIOUS walk-in closet, a high tray ceiling with a fan, and an ensuite bath. The ensuite boasts SOLID SURFACE countertops, a walk-in shower, relaxing soaker tub, a private water closet, and a window for natural light, which is a theme through this home. The guest bedroom provides a cozy READING NOOK, a large closet, and a ceiling fan, while the guest bath includes a walk-in shower, SOLID SURFACE counters, vaulted ceiling, and a window. Your guest will find a convenient linen closet located in the hallway. The INDOOR LAUNDRY ROOM is equipped with a washer, dryer, built-in cabinets for storage, and an additional closet that is perfect for pantry overflow or those extra countertop appliances. This 2-car garage offers ample storage space, pegboard walls, attic access, a PAINTED CONCRETE FLOOR, sliding SCREEN DOORS, utility sink, a window, and exterior door. UPGRADES AND UPDATES: BULL NOSE CORNERS, KNOCK DOWN FINISH, DOUBLE PANE WINDOWS 2016, ROOF 2019 and HVAC 2023. Located in the premier GOLF COURSE 55-plus community of ROYAL HIGHLANDS, residents enjoy a full range of amenities, including cable and high-speed fiber optic internet, a gated entrance with attendants, a golf course, a restaurant, tennis, pickleball, softball, indoor and outdoor pools, secured RV storage, bocce, shuffleboard, a fitness room, a library, arts and crafts, billiards, catch-and-release fishing, and a variety of clubs. There truly is something for everyone in this vibrant community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,790 | $1,859 | $2,366 |
Total Monthly Payment | $2,035 | $2,104 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.