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Punta Gorda Isles Waterfront Condo is sold furnished, turn-key! Enjoy living in this private sanctuary, with only 6 units total. This condo is an end unit with an open floorplan, garage and lanai overlooking the water and privacy of Punta Gorda Nature Park. Waterside features include a deeded dock and boat lift (2003 SeaRay, negotiable) with electric & water. This is a deep water location, and is sailboat accessible with no bridges to open water. High end appointments abound in this immaculate condo which include: granite counters and custom wood cabinetry in the kitchen, stainless steel appliances, tile and vinyl plank flooring and decorative lighting. Crown molding, window blinds, tray ceilings and interior designed too. Additional features include hurricane impact windows, covered front balcony entranceway, over-size garage and full indoor laundry. Brand new roof and water heater, newer kitchen appliances and air conditioning unit (2021). No water intrusion or hurricane damage in 2024 and an established HOA with strong reserves makes this unit a real gem. Designed to serve as a 3 bedroom, or 2 bedroom plus den, this unit boasts a screened-in lanai which overlooks the saltwater canal with amazing western sunsets! The condo is conveniently located only minutes to downtown and the airport, and has quick boat access to Charlotte Harbor (20-25 minutes). The blue waters of the Gulf of Mexico, waterfront restaurants and sandy beaches are a short boat ride away! Priced to sell as the identical unit on the opposite corner of the building sold in 2023 for $449, 000.
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,971 | $2,511 |
Total Monthly Payment | $2,315 | $2,390 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.