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Stunning Palm Harbor home with BRAND NEW ROOF 11/2024, located in a beautifully maintained 55+ gated community where you own your land. . . will surprise you! This move-in-ready property features a spacious OPEN floor plan with cathedral ceilings, wood laminate flooring and a cozy wood-burning fireplace. The front porch with its tiled floor and storm door welcomes you into the foyer, leading to the inviting great room. The kitchen is a chef’s dream, featuring maple cabinets with dentil molding, upgraded appliances and eat in dinette space, open to the great room for easy living. Enjoy meals in the formal dining room adorned with elegant wainscoting, a built-in hutch, and a separate buffet or relax in the light, bright, enclosed sunroom with vinyl windows, ceramic tile flooring plus sliding doors to the dining area. The primary suite offers luxury and comfort, including a spacious walk-in closet, dual sinks, a garden tub, and whirlpool for ultimate relaxation. Ceiling fans throughout, ample storage, and large walk-in closets ensure convenience in this well maintained home. The interior laundry room is equipped with an energy efficient washer and dryer with pedestals, built-in utility sink with additional cabinets above for storage, a hanging rack, folding table with shelves and a full closet pantry. Exit door gives access to your attached shed with a workbench, window and loads of storage, with access door to the backyard. Outside, the large lot features a back patio, perfect for enjoying the outdoors, grilling out or hanging clothes out to dry. The owned water softener adds value, while the workshop provides extra space for hobbies. This Palm Harbor home has loads of storage throughout. Extra parking pad out front to park guests next to your 2 car tandem covered carport, large enough to have a sitting area to converse with neighbors out front. Don’t miss this gem! Enjoy retirement in comfort and style in this charming home designed with all the features you could ask for plus enjoy all the RESIDENT OWNED AMENITIES including Clubhouse with commercial grade kitchen for potlucks and dinner shows, heated pool and spa, craft room for quilting and sewing, billiards room, library with movies, puzzles and games, planned activities on monthly calendar of events, onsite entertainment and travel excursions available. Located within 1 mile of shopping, restaurants, medical facilities, theater, bowling, YMCA and major highways for easy access to Wesley Chapel, Tampa, Orlando, Airports and the Beaches! Schedule your private viewing. . . CALL TODAY!
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,557 | $1,610 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.