1023 SAN MATEO DRIVE, Punta Gorda, FL, 33950 | $1,025,000

Welcome to your custom-built Tim Towles pool home in the highly sought-after community of Punta Gorda Isles! This impeccably designed 2, 606 square foot 3-bedroom +flex office/den, 2-bathroom, 2 car garage boasts luxurious features and unparalleled comfort. Offering direct sailboat access, you’re just minutes away from Ponce Inlet and Charlotte Harbor, with a quick connection to the Gulf of Mexico! This beautiful property boasts 80 feet of prime water frontage, featuring a concrete sea wall maintained by the city in a wide canal that is home to numerous manatees. There is a new 53ft. concrete dock, a new 10, 000 lb. boat lift and a pedestal with water and electricity. The moment you arrive at this elegant home you will begin to appreciate the upgrades beginning with the stunning landscaping & newly installed land scape lights. Enter the home through etched double doors into a spacious great room with 16’ volume ceilings, light wood-grain tiled flooring throughout and a wall of sliders open the home up to the outside lanai area, expanding your living area. The brand-new kitchen is the centerpiece highlighting beautiful quartz countertops, subway backsplash, an enormous center island with oversized sink and seating for four, high-end appliances that include an induction stove-top, an abundance of storage space and a cozy breakfast nook with pool views. The formal dining room is located off the kitchen for those memorable family meals. Off the great room through French doors is your media room (fourth bedroom or office). The exceptional craftsmanship extends into the primary suite, which offers private access to the pool and features a custom-designed closet system in both walk-in closets. The beautifully updated en-suite bathroom is a true retreat, with a quartz-topped vanity, dual sinks, a luxurious soaking tub, a custom walk-in Roman shower, and a separate toilet room for added privacy. Family and friends will enjoy the spacious guest suite, which includes two well-appointed guest bedrooms, one of which conveniently provides direct access to the pool area, and a brand-new bathroom with a custom tiled shower. Experience the ultimate Florida lifestyle with southern exposure and stunning sunsets from the expansive epoxied lanai and pool area. This outdoor space is perfect for entertaining, featuring a spacious covered lanai with ceiling fans, a heated, screened-in pool, and peaceful canal views. Additional highlights include a new pool pump (2024), an outdoor shower, convenient storage space, and remote Storm Smart hurricane protection. The newly installed paver patio at the dockside offers an ideal spot to relax and enjoy the serene waterfront setting. The inside laundry room and 2-car garage complete this spectacular home. Other features include Central Vac, Plantation Shutters, new interior/exterior lighting, a new electric pedestal at the dock, new ceiling fans, new interior paint, water filtration, hurricane shutters, all-new indoor switches and so much more. Located in a quiet, boating-friendly community, this home is close to I-75, the Punta Gorda Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda, where you can enjoy local entertainment and community events. With easy access to open water, this is truly a boater’s paradise.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1999
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,606
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $14,306
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Solar Cover, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: C7502960
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /eprop/C7502960/1023sanmateodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 5:02:13 PM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-267-0261

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NMLS Mortgage Loan Originator ID 16953

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1023 SAN MATEO DRIVE, Punta Gorda, FL, 33950

$1,025,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $820,000 $820,000 $820,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.511% 6.415%
Monthly Tax Payment $1,192 $1,192 $1,192
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,982 $5,116 $7,031
Total Monthly Payment $6,299 $6,433 $8,348

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.