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22 PENZANCE COURT, Safety Harbor, FL, 34695 | $479,000
This highly desired 3-bedroom villa in Bay Towne West is a corner end unit located on a cul-de-sac, offering large side and back yards that provide added privacy. No flood zone, block construction and a shingle dimensional roof! The villa has been thoughtfully updated, featuring newer windows, hurricane fabric storm shutters, 6-panel doors, and beautiful tile wood plank floors with new baseboards. The kitchen and bathrooms have also been updated, and the home includes a new full-size washer/dryer, as well as new lighting and fans. The living room boasts a cathedral ceiling and a cozy fireplace, and there are no popcorn ceilings throughout the home. The new 12x24 screened room offers a tranquil retreat with views of the community lake and landscaping, perfect for enjoying beautiful sunsets. The furniture is negotiable, allowing for some flexibility with the home’s décor. The monthly HOA fee of $175 covers amenities such as the pool and spa, exterior paint, lawn care and irrigation, private streets, and cable TV.
Bay Towne West is conveniently located less than one mile from downtown Safety Harbor, a quaint town nestled on the banks of Old Tampa Bay. This hidden gem is neighbored by the major cities of Clearwater, Tampa, and St. Petersburg and offers a variety of attractions, including a famous resort, distinctive shops, award-winning restaurants, beautiful parks, and cultural venues. The area hosts a Farmer's Market, Music and Art Festivals, and the popular Third Friday Festivals. Philippe Park is just a few blocks away, offering a range of recreational activities such as a walking/biking trail, boat ramp, fishing, and a beach area. Safety Harbor City Park, the largest in the county with 21 acres, features playgrounds, a sand volleyball court, baseball fields, a skate park, and paddleboarding. Tampa Airport is only 16 miles away, and Clearwater Beach is a short 12-mile drive. This villa presents an ideal opportunity to live in a charming community with easy access to everything Safety Harbor and the surrounding areas.
Features
- Amenities: Cable TV, Fence Restrictions, Pool, Spa/Hot Tub
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Kitchen, Laundry Closet
- Year Built: 1983
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,445
- Acreage: 0.08
- Est. Taxes: $7,453
- HOA Fee: $175 Monthly
- Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8337242
- Days on Market: 92 days
- Website: https://www.raveis.com
/prop/TB8337242/22penzancecourt_safetyharbor_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY INC Phone: 727-538-9200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 PENZANCE COURT, Safety Harbor, FL, 34695
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $621 | $621 | $621 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,422 | $2,517 | $3,208 |
| Total Monthly Payment | $3,118 | $3,213 | $3,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388