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Under contract-accepting backup offers. Must-See Waterfront Luxury Home in MiraBay. Don't miss your chance to own this stunning TURN-KEY waterfront masterpiece in the exclusive gated community of MiraBay! This home remained high and dry, sustaining no damage from either hurricane last year. Located on a quiet cul-de-sac, this impeccably upgraded SINGLE-STORY home offers 2, 827 sq. ft. of luxurious coastal living with breathtaking sunset views. While this waterfront lot does not allow for a private dock, you’ll still enjoy serene water views and have the convenience of launching kayaks or stand-up paddle boards with easy access to Tampa Bay! This home has a unique and rare Cardel builder floor plan, featuring three bedrooms plus an office/den (easily converted to a fourth bedroom), 3. 5 baths, and a spacious three-car garage with tandem option. Both guest en suites have their own full bathroom and walk-in closet, making it perfect for hosting or families.
Step inside and be captivated by the grand 30x19 great room, highlighted by a breathtaking 28-ft vaulted cupola ceiling and engineered white oak flooring throughout. The gourmet kitchen is a chef’s dream, featuring a 12-ft African Dolomite island, soft-close cabinetry, newer stainless steel appliances, a 5-burner gas stove, and double ovens—perfect for entertaining!
The primary suite is a true retreat with elegant tray ceilings, wainscoting, a designer feature wall, and custom soft-close storage. Two private guest suites each boast their own full baths and walk-in closets, ensuring comfort for family and guests.
Outdoor Entertaining at Its Finest. The backyard is an absolute showstopper! Enjoy the saltwater pool (2019) with a new pump and a re-screened no-see-um lanai. Gather around the sunken gas fire pit with seating and a lighted walkway for magical evenings. The fully fenced backyard features maintenance-free turf, while the upgraded outdoor kitchen includes a built-in gas grill, beverage fridge, drink cooler with a drain, storage, and task lighting—making outdoor entertaining effortless.
Some High-End Upgrades Throughout include: Natural gas Generac 24kW whole-house generator, New water heater (2024), water softener, and new HVAC system (2024), Surround sound throughout the home & patio speakers, Samsung LSP9T projector & 100” screen in the living room—perfect for movie nights! Designer feature walls with custom lighting, Upgraded window & door trim, Ring doorbell, and a security system.
Live the Ultimate Coastal Lifestyle! MiraBay offers resort-style amenities, including a beach-entry pool with waterslide, lap pool, fitness center, tennis, basketball, pickleball, and kayaking on a 136-acre lagoon with Tampa Bay access. The community also hosts monthly markets, social events, and holiday celebrations.
Located just minutes from Tampa, St. Pete, Sarasota, Gulf beaches, and Orlando’s theme parks, this home is truly a rare find! The current homeowner's flood insurance policy is assumable at competitive premium rate! Saving you money!!
Schedule your showing today! You have to see this home in person as you will fall in love the moment you walk in! Motivated Sellers - Bring an Offer!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $748,000 | $748,000 | $748,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | $1,046 | $1,046 | $1,046 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,667 | $4,790 | $6,465 |
Total Monthly Payment | $5,805 | $5,928 | $7,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.