Presented by
Lucille P Venia |
193 Laurie Lane, Earlton (Cairo), NY, 12058 | $789,000
Secluded Waterfront Log Cabin Retreat in Upstate NY - Fully Furnished & Move-In Ready!Escape to the ultimate private zen retreat, nestled on 250 feet of pristine Potic Creek waterfront. This secluded paradise, accessed via a long, tree-lined private road, offers an unparalleled blend of rustic charm and modern comfort, making it a rare and coveted getaway. Property Highlights Include: ~Breathtaking Waterfront Living - Enjoy a natural swimming hole and year-round scenic views. ~Spacious & Inviting Interior - Vaulted ceilings, a stone hearth wood-burning fireplace, and panoramic windows bring the outdoors in. ~Lofty Primary Suite - Features a private bath and balcony. ~800 SF Walk-Out Basement - Currently used as a gym and recreation space, with potential for finishing. ~Outdoor Oasis - Multiple decks, fire pits, hammocks, and open space for relaxation and recreation. ~Prime Location - Only 15 minutes to Catskill & Athens, 25 minutes to Hudson, and a short drive to Windham & Hunter Mountain Ski Resorts, hiking trails, and six golf courses. ~Detached 2-Car Garage - Ideal for extra storage and outdoor gear. Recent Upgrades: New Architectural Shingled Roof, Andersen Picture Windows in Living Room, WiFi Extenders Reaching Waterfront DeckIncome Potential & Additional Land: Short-Term Rental Friendly - Sleeps 10 comfortably, with strong Airbnb potential (buyers should verify with the town). Optional 2. 4-Acre Buildable Lot Available - Includes municipal water, offered at $75, 000 (SBL# 86. 00-8-21). This peaceful, nature-inspired retreat offers the perfect blend of seclusion, adventure, and convenience. Whether you seek a private getaway, a vacation rental investment, or a forever home in the Catskills, this property is a rare gem.
Features
- Town: Earlton
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Log
- Year Built: 2004
- Garage: 2-car Detached
- Heating: Forced
- Basement: Full,Walkout
- Approx Sq. Feet: 1,428
- Acreage: 2.22
- Water Front: Yes
- School District: Coxsackie-Athens
- MLS#: 155672
- Days on Market: 87 days
- Website: https://www.raveis.com
/prop/155672/193laurielane_earlton_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lucille P VeniaLicensed Real Estate Salesperson
914.525.8291
Lucille.Venia@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
193 Laurie Lane, Earlton (Cairo), NY, 12058
$789,000
Lucille P Venia
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.525.8291
Lucille.Venia@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $631,200 | $631,200 | $631,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,634 | $3,985 | $5,154 |
| Total Monthly Payment | $3,726 | $4,077 | $5,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535