745 State Route 44 55, Highland, NY, 12528 | $595,000

Hudson Valley Elegance Redefined Discover a masterfully restored farmhouse where historic charm meets modern luxury. Nestled on a picturesque acre in the Highland School District, this home offers the perfect balance of sophistication, comfort, and tranquility. Step inside to sun-drenched interiors, soaring ceilings, and an effortless flow. The first-floor primary suite provides privacy and convenience, while three additional bedrooms upstairs feature a loft-style balcony overlooking the open-concept living space. A sleek, modern kitchen and centrally located home office make this home as functional as it is stunning. Thoughtfully renovated with high-end upgrades, including a new roof, high-efficiency hot water heater, upgraded electrical systems, and mini-split heating and cooling in every room. A central wood stove enhances the cozy ambiance. Outside, an expansive covered front porch offers a peaceful retreat with elevated views, while the manicured grounds provide space for relaxation and outdoor enjoyment. Perfectly positioned near the Walkway Over the Hudson and scenic rail trails, this timeless treasure offers both adventure and serenity. Don’t miss your chance to own this Hudson Valley gem—schedule your private tour today!

Features

  • Amenities: Park
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Farmhouse
  • Year Built: 1890
  • Heating: Propane, Heat Pump, See Remarks
  • Cooling: Ductless
  • Basement: Partial, See Remarks
  • Approx Sq. Feet: 1,872
  • Acreage: 1
  • Est. Taxes: $5,669
  • Lot Desc: Near School, Near Shops
  • View: Open, Trees/Woods
  • Elem. School: Highland Elementary School
  • Middle School: Highland Middle School
  • High School: Highland High School
  • School District: Highland
  • Appliances: Gas Water Heater, Refrigerator
  • MLS#: 811344
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/811344/745stateroute4455_highland_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Carl SurruscoSales Associate

203.767.3996

Carl.Surrusco@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 90874

203.521.7207

Christine.Preston@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

745 State Route 44 55, Highland, NY, 12528

$595,000

Carl Surrusco

Sales Associate

William Raveis Real Estate

Phone: 203.767.3996

Carl.Surrusco@Raveis.com

Christine Preston

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.521.7207

Christine.Preston@raveis.com

NMLS Mortgage Loan Originator ID 90874

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment $472 $472 $472
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,009 $3,207 $4,081
Total Monthly Payment $3,573 $3,771 $4,645

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.