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Beautiful move in ready first floor condo in desirable Palma del Mar is your dream property. This maintenance free condo offers updated and contemporary furnishings and fixtures. Enjoy the Florida lifestyle with a morning swim or sunning by the waterfront pool that is just steps away. You will enjoy having easy pool access from your covered screened patio. If you enjoy watersports, you can kayak or paddle board from the complex. The updated kitchen is a cooks dream with white cabinetry and granite counters. Open to the dining room, it allows the cook to enjoy conversations with family and guests. The primary bedroom has an en suite bath. Palma del Sol is located on the island of Isla del Sol and is minutes from the award winning beaches of St. Petersburg. Down the road is Fort DeSoto with it's natural beaches, fishing pier, kayaking and bike rentals, trails and the best dog beach in the area. This unit is a rare find that offers you the opportunity to have two pets! A vibrant downtown is 10 minutes away as well as several quaint main street towns that include Pass a Grille, St. Pete Beach and the art community of Gulfport. They offer galleries and studios and multple dining options to suit any pallet. The sports enthousist will be happy with the near by sporting areana that include football, baseball (including summer training), hockey and soccor. Dont' hesitate to start living your best life in 2025!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $2,102 | $2,657 |
Total Monthly Payment | $2,532 | $2,664 | $3,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.