11486 Bay STREET NE, #11486, St. Petersburg, FL, 33716 | $179,900

Windward Point Townhome, NE ST Pete. This townhome is located in the back of this community in a somewhat secluded setting.
The main level features a powder bath and open living area with kitchen, dining and spacious living room with access to a private covered patio just through the slider doors. The kitchen features Samsung, GE, and Whirlpool appliances, with a classic granite countertop. Upstairs are the two generous, equal sized bedrooms which share an updated Jack and Jill bath with updated vanity. The current owners have also updated the flooring throughout with a beautiful and durable Luxury vinyl plank flooring. One covered and reserved parking spot comes with this home and is conveniently located just outside your door for easy access. The Windward Point community has two swimming pools, Tennis and Pickle Ball courts and a nice community center. Located just off 4th St Ne you are a quick access to I -275, several International Airports, restaurants, shopping, parks and a 20-30 minute drive to beautiful Gulf Beaches, Tampa or downtown St Petersburg featuring waterfront parks, many fine dining and casual restaurants, the fabulous new Pier, Rowdies soccer, Saturday morning market, museums and much more! This home had no damages or water intrusion from the previous storms.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Laundry, Maintenance, Pickleball Court(s), Playground, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: WINDWARD POINTE ST PETERSBURG
  • Year Built: 1979
  • Approx Sq. Feet: 990
  • Est. Taxes: $2,475
  • Condo Fee: $547 Monthly
  • Lot Desc: City Lot, Landscaped
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8325042
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8325042/11486baystreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2025 2:17:09 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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NMLS Mortgage Loan Originator ID 16953

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11486 Bay STREET NE, #11486, St. Petersburg, FL, 33716

$179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,920 $143,920 $143,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $910 $945 $1,205
Total Monthly Payment $1,191 $1,226 $1,486

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.