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223 BIMINI DRIVE, Palmetto, FL, 34221 | $299,000
This beautifully updated 2-bedroom, 2-bathroom fully furnished home offers the perfect combination of comfort, style, and waterfront living in the sought-after 55+ community of Tropic Isles. With an open-concept design that seamlessly flows into a spacious 23" Florida room, this home is ideal for relaxation and entertaining while enjoying serene water views. The screened lanai and custom-paved backyard provide the perfect setting for outdoor enjoyment. The home also boasts practical features such as a tandem carport and oversized driveway, accommodating up to 3+ vehicles, as well as two storage sheds for all your storage needs. The property has been well-maintained with a newer roof (2020), AC (2023), and ductwork (2024), giving you peace of mind. For boating enthusiasts, the 13, 000 lb boat lift (2016) and dock (2016) provide direct access to the Gulf, Tampa Bay, Terra Ceia Bay, and the Manatee River—offering bridge-free navigation for your water adventures. Tropic Isles is a resident-owned waterfront community located on Terra Ceia Bay, offering an array of amenities for an active and social lifestyle. Residents can enjoy a heated pool and spa, shuffleboard courts, a library, and community rooms for gatherings. The marina features a boat launch, fuel stations, bait shop, and snacks, ensuring you're well-equipped for your boating excursions. Plus, you're just a short drive from beautiful Gulf beaches, Lakewood Ranch, Ellenton Outlets and UTC mall for all your shopping and dining needs. This home is your gateway to the ultimate Florida lifestyle!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
- Year Built: 1974
- Garage: Covered, Driveway
- Heating: Baseboard, Central
- Cooling: Central Air
- Approx Sq. Feet: 1,298
- Acreage: 0.09
- Est. Taxes: $3,931
- HOA Fee: $307 Monthly
- Lot Desc: Near Marina
- View: Water
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range
- MLS#: N6136093
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/N6136093/223biminidrive_palmetto_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 941-493-1000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
223 BIMINI DRIVE, Palmetto, FL, 34221
$299,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
| Monthly Tax Payment | $328 | $328 | $328 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,492 | $1,571 | $2,002 |
| Total Monthly Payment | $1,895 | $1,974 | $2,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388