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Very Nicely Kept and Quality Artistic Homes Built 3 Bedroom, 2 Full Bath, 2 Car Garage Villa Styled Maintenance Free Home Located in the Very Desirable Gated Community of The Palms at Seven Hills Subdivision. This Home Features One of the Most Desirable Open Living to Family Room to Dining Room Styles Floorplans. High Vaulted Ceilings Throughout ( No Popcorn Ceilings ) with Spanish Laced Ceilings and Walls. Beautiful Higher End Wood Laminate Flooring and Baseboards, Plant Shelving and Recessed Lighting. Family Room Features Custom Built-Ins and Custom Installed Plantation Shutters. Larger Dining Room Offers Plenty of Room to Accommodate Dining Room Tables and Hutch and Additional Plantation Shutters. Larger Open Kitchen Boasts Beautiful Tiled Flooring, Lots of Kitchen Cabinetry Storage and Ample Kitchen Counter Top Workspace. Pantry, Eat In Kitchen Area and French Doors Leading You to The Private Under Roof Screened In Lanai Area. Perfect For Family Gatherings, Entertaining or Just Relaxing and Enjoying the Beautiful Florida Weather. Larger Primary and En-Suite Features Upgraded Plantation Shutters, Custom Blinds In Window French Doors, Huge Walk-In Closet, Tiled Wrap Around Snail Shower with Outside Shower Faucet, Lots of Cabinetry Storage and Double His and Hers Vanity Sinks. Larger 2nd and 3rd Bedrooms Feature Built In Closets, Plantation Shutters and Easy Access to the Full Sized 2nd Bath. Great Area of Nicer Homes. Gated Cul-De-Sac Location and Close to Shopping, Banking, Medical, Tampa General Hospital and the YMCA Which Features a Heated Olympic Sized Pool, Full Sized Gym and Lots of Adult Programs. Low HOA and a Low Low Monthly Maintenance Fee Both Included are $286. 35 Which is Paid Quarterly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,289 | $1,434 | $1,859 |
Total Monthly Payment | $1,517 | $1,662 | $2,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.