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Under contract-accepting backup offers. Located in the 55+ community of Stone Creek, this popular Stardom model was built in 2023 and boasts an open layout that is perfect for entertaining family and friends. This model essentially has two Master Bedrooms, each with their own Master-Sized Bathroom, walk in closets with tons of shelving & linen closets, plus a versatile Flex Room that can be Office, Den, or Craft Room and a half-bath for daytime guests. The Kitchen is a cook's dream with upgraded cabinetry, built-in stainless steel KitchenAid appliances, quartz countertops, under cabinet lighting, a touch faucet, walk-in pantry and a large island overlooking the Great Room that can easily seat 4 counter height bar stools. The house has luxury vinyl plank flooring in the main living areas, carpet in the bedrooms and tile in the Bathrooms and Laundry Room. Inside you will find decorative upgrades such as Hunter Douglas Shutters, upgraded carpet and padding, recessed lighting, trim upgrades, a floor outlet in the Great Room, 9' ceilings and Kohler fixtures. Additional upgrades include TV wall mount bolts in both bedrooms, electrical upgrades, a wi-fi repeater and more. The Great Room has expansive 16’ glass doors which, when opened, pocket behind the wall offering an unobstructed view of the expanded covered Lanai/Backyard which is large enough for a pool installation and great for entertaining on the mild Florida nights. The Garage has room for the golf cart and yard tools. Featuring a 3 car garage with professionally insulated garage doors, additional ceiling outlets, and a storage area/closet with shelving to keep clutter out of sight. The driveway is deep enough to park a full sized SUV or truck. Exterior upgrades include gutters, decorative trim, landscaped privacy buffer in the backyard, and a retractable screen at the front door. There are too many upgrades to list! This home has been meticulously maintained and has not had pets or smoking. Be sure to ask for the list that has been provided and PLEASE CLICK THE VIRTUAL TOUR LINK to “walk” around this gorgeous home. ~This home is located in the Lexington neighborhood and is a quick walk to the Golf Club & Grill and is also within close proximity to the Amenities Center. Residents of Stone Creek enjoy an array of amenities, including a 24-hour guarded gate, fishing ponds, and multiple recreation centers. The new Stonewater Clubhouse offers golf simulation, a social space with beer and wine service, a large lagoon pool, an indoor lap pool, the Elan Spa with sauna & steam rooms, and both indoor and outdoor spas. Active adults can also take advantage of a state of the art fitness center, a basketball court, tennis courts, shuffleboard, softball field, bocce, pickleball courts, and a public golf course. With a variety of social events and activities, this community truly has something for everyone. Conveniently located to shopping, restaurants, and medical facilities. Come live your best life!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,181 |
Total Monthly Payment | $2,976 | $3,101 | $3,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.