![]() |
LOW ASSUMABLE MORTGAGE AVAILABLE. Imagine coming home to a place where modern comfort meets energy efficiency, nestled in the secure, gated community of Williams Preserve. This is 975 Benjamin Trail, a beautifully designed 4-bedroom, 2-bathroom single-family residence built in 2020, offering 2, 110 square feet of thoughtfully crafted living space on a spacious 5, 497-square-foot lot. From the moment you step inside, you’ll feel the warmth and functionality of a home designed for today’s lifestyle. As you enter, you’re greeted by an open floor plan filled with natural light, featuring ceramic tile and carpet flooring that flows seamlessly throughout the home. The heart of the house is the modern kitchen, equipped with stainless steel appliances, including a microwave, range, and refrigerator, perfect for preparing meals and entertaining guests. The primary bedroom is a true retreat, complete with a walk-in closet and located on the first floor for added convenience. Three additional bedrooms, each with built-in closets, provide ample space for family, guests, or a home office. What sets this home apart is its commitment to sustainability and efficiency. The fully paid-off solar panels not only reduce your energy bills but also reflect a forward-thinking approach to modern living. Paired with a smart thermostat and energy-efficient appliances, this home is as kind to the environment as it is to your wallet. Step outside to a backyard that’s ready for your personal touch, complete with an irrigation system to keep the landscaping lush and vibrant. The attached 2-car garage offers secure parking and additional storage, while the quiet, gated community ensures peace of mind and a sense of belonging. Located in the heart of Davenport, this home is just minutes from world-famous attractions, shopping, dining, and major highways, making it an ideal choice for families, first-time homebuyers, retirees, investors, and seasonal residents alike. Whether you’re looking for a forever home, a smart investment, or a winter retreat, 975 Benjamin Trail offers the perfect blend of comfort, convenience, and sustainability. This property also offers the added benefits of low HOA fees and no CDD (Community Development District) fees, making it an even more attractive and budget-friendly option. Ask your agent how securing this home’s assumable mortgage could save you thousands of dollars each year—if you qualify. The seller is open to helping qualified buyers secure financing, making it easier than ever to make this dream home your reality. Don’t wait to experience all that 975 Benjamin Trail has to offer. Schedule your showing today and take the first step toward owning a home designed for your lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,847 | $1,970 | $2,491 |
Total Monthly Payment | $2,299 | $2,422 | $2,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.