Hello Everyone! Come see this beautiful single-family home with a fully finished basement in the sought-after Morris Heights area of the Bronx. This property is just 2-3 minutes from the Major Deegan Expressway, offering quick access to the George Washington Bridge and New Jersey in just minutes. Additionally, it’s within walking distance of the Morris Heights Metro North station, providing easy access to Manhattan, Upper Westchester, Putnam, and Dutchess counties. Parking is never a problem with this home—it comes with dedicated parking, so you can park with no hassle and go about your day! This duplex home features a spacious 3-bedroom, 1. 5-bathroom unit upstairs, along with a fully finished ground-level apartment with 2 bedrooms and 1 full bathroom. A brand-new tankless hot water heater was installed this year for added convenience and energy efficiency. This property is zoned R7-1, which means you have the option to convert the home into a multi-family property if you ever choose to do so. This house literally needs nothing—it’s move-in ready and waiting for new homeowners. Don't miss your chance to own this fantastic home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,993 | $3,330 | $4,318 |
Total Monthly Payment | $3,410 | $3,747 | $4,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.