THIS IS 1/2 HALF OF A DUPLEX AND A SINGLE FAMILY HOME. Seller offerring closing cost concession to buyer. The duplex has been split into two homes - You will be proud to call this Home located in the highly sought area of SW Cape Coral. This well-maintained and meticulously kept, attached Villa has NO HOA and boasts 2 bedrooms, 2 full baths, a 1-car garage, lanai and fenced backyard. Although in a flood zone, this property has NOT flooded and is protected from Hurricane damage with a NEW ROOF (2023), HURRICANE SHUTTERS (2024), Impact garage door and newly installed impact front and side entry doors. For any extended periods away you’ll have peace of mind with the Wi-fi security cameras too. The laundry is located in the garage and has a newer LG Washtower, a newer Water heater, and storage cabinets with a work area for added convenience for that hobby of yours. A portable generator is stored in the garage and has a separate electrical panel for ease in converting the power. The kitchen has a new dishwasher and garbage disposal and has granite countertops. The home is tiled throughout, offers lots of natural light and has ceiling fans in the great room, bedrooms, lanai and garage. You can relax and soak up some rays on the adorable composite tiled patio area surrounded by tasteful landscaping and enclosed by a white vinyl privacy fence (2020). The entire property has a sprinkler system and the lawn has been fertilized and treated regularly by a lawn maintenance company. You'll find plenty of room for families, furry friends, or entertaining. This property is offered partially furnished or not if you prefer, has an assumable VA loan, a survey for cost savings to the buyer, offers a home warranty and all assessments are paid! Don’t hesitate to schedule your showing today and to see if you qualify for other buyer incentives.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,340 | $1,693 |
Total Monthly Payment | $1,468 | $1,569 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.