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Modern Coastal Elegance Awaits – 3125 Downing Street
Welcome to 3125 Downing Street, a breathtaking 2023 new construction home that seamlessly blends modern design with coastal charm. From the moment you arrive, the pavered driveway and inviting front porch with a ceiling fan set the stage for relaxed Florida living. With no HOA, you’ll have plenty of space for boat or RV parking on the side.
Inside, this meticulously crafted home offers nearly 2, 200 square feet of thoughtfully designed living space, featuring four bedrooms, three bathrooms, and an oversized two-car garage with durable epoxy flooring. The open-concept layout is an entertainer’s dream, boasting high ceilings with double crown molding, recessed lighting, and luxury vinyl plank flooring throughout. At the heart of the home, the gourmet kitchen is both stylish and functional, complete with quartz countertops, a large island with ample seating, a subway tile backsplash, premium stainless steel appliances, and a farmhouse sink.
The owner’s suite is a serene retreat, offering an ensuite bathroom with dual quartz-topped vanities, a dedicated makeup area, a shiplap accent wall, a tub/shower combo with floor-to-ceiling tile, and a spacious walk-in closet. The split-bedroom floor plan provides privacy, with two bedrooms sharing a designer bathroom featuring dual vanities and a glass-enclosed walk-in shower adorned with intricate tilework. A fourth bedroom at the front is perfect for guests, complete with its own full bathroom, modern vanity, LED-lit mirror, and glass-enclosed shower.
Additional highlights of this home include an indoor laundry room with a utility sink near the garage, spray foam insulation for energy efficiency, and hurricane-rated impact windows for peace of mind. Step outside through French doors to the covered rear porch, where dual ceiling fans and pavered flooring create an ideal space for outdoor relaxation, all overlooking lush trees for natural privacy.
Nestled in a prime location, this home offers easy access to Tampa and St. Pete via the Courtney Campbell Causeway and Bayside Bridge, as well as nearby parks, golf courses, and world-famous beaches like Clearwater Beach and Honeymoon Island. This exquisite home won’t last long—schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $528,000 | $528,000 | $528,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,337 | $3,469 | $4,420 |
Total Monthly Payment | $3,703 | $3,835 | $4,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.