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Presented by
Julie Cremin |
77 Iroquois Road, Cumberland, RI, 02864 | $499,000
Very spacious ranch in Cumberland's Monastery Heights neighborhood with 2, 000 sq ft total living area. 3 bedrooms and 1 full bath on first floor and 3 rooms and full bath downstairs in the completely renovated lower level. Any of these large rooms can serve as a home office, gym, den or media room to meet your needs. Gorgeous eat-in kitchen with granite counters and almost new appliances. The home is well maintained and beautifully appointed throughout with both refinished original hardwood floors and new laminate floors, a cedar closet, two modern full baths, ceiling fans in many rooms, plenty of storage on both levels. Side entry from the driveway connects to the heated breezeway with 3 doors, one that connects to the 1 car garage with automatic door opener, one to the back yard and another connecting to the kitchen. Plenty of off-street parking. Kitchen appliances, furnace, water heater are 2 years old. Septic was upgraded in 2023. Quarter acre double lot with quiet and private backyard. Quiet, tree-lined street in a walkable neighborhood. Beautiful plantings in yard. Close to everything: shopping, schools, restaurants, library. Near Monastery Park with hiking and biking trails. Route 295 (about a mile away) offers easy access to Rt 95 to Boston and Providence. There's a lot to love about this spacious, bright and very well-maintained home that is truly move ready.
Features
- Amenities: Highway Access,Near Schools,Restaurant,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1974
- Garage: 1-car Attached,Garage,Garage Door Opener
- Heating: Baseboard,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,004
- Acreage: 0.23
- Est. Taxes: $3,989
- Appliances: Dishwasher,Exhaust Fan,Microwave,Oven,Oil Water Heater,Range,Refrigerator
- MLS#: 1373959
- Website: https://www.raveis.com
/prop/1373959/77iroquoisroad_cumberland_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julie CreminSales Associate
781.308.5186
Julie.Cremin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 6314
508.944.8218
Bob.Flynn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
77 Iroquois Road, Cumberland, RI, 02864
$499,000
Julie Cremin
Sales Associate
William Raveis Real Estate
Phone: 781.308.5186
Julie.Cremin@raveis.com
Bob Flynn
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,523 | $2,689 | $3,423 |
| Total Monthly Payment | $2,930 | $3,096 | $3,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB