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PHENOMENAL HARBOR VIEWS AT END-UNIT POINTS WEST CONDO! Gorgeous, harbor views greet you at the front door of this 3 bed/2 bath, waterfront condo overlooking Charlotte Harbor. End-unit condo boasts over 1, 500 sq ft of living space w/an open floor plan & enclosed balcony that continues the living space outside & offers one of the best seats in the house to enjoy the spectacular water views - sit back & watch as the boats drift by throughout the day. The aptly named Points West condo offers a western rear-exposure that guarantees some of the most breathtaking, Florida sunsets from almost every room. Porcelain tile floors are found throughout the unit w/imported Italian wood-look, plank tile flooring in the bedrooms as well as porcelain tile in the main living area. Centrally located kitchen opens to the living room & adjacent dining area. The kitchen features a curved breakfast bar, Cambria quartz (Britannica Gold Luxury Series) counters & back splash & two-tone, solid wood Shaker-style cabinetry. The large master suite has walk-out access to the balcony/lanai, an oversized walk-in closet w/built-ins plus a relaxing master bath w/dual sinks & tiled shower. Two, generously sized guest rooms share the guest bath & are perfect for hosting out-of-town guests. Interior laundry room offers a full-sized washer & dryer plus additional storage space. Other amenities include sliding lanai enclosures on lanai, whole-house water filtration w/ionic descaler, Venstar wifi thermostat w/humidity control, remote-controlled Hunter Douglas PowerVue window treatments & Ring doorbell. There is one assigned, under building oversized, one-car garage (Unit M) w/plenty of guest parking. Vibrant, owner-occupied complex w/a large in-ground pool, tennis/pickleball court, & clubhouse. Condo association allows no pets. Great location - walk/bike/drive to nearby Isles Yacht Club, historic downtown Punta Gorda & numerous area parks. Claim your spot in paradise today. Find out why Punta Gorda is continuously voted one of the best places in the country to live, work, play & retire! Make an appointment today - the view won't disappoint!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,477 | $2,575 | $3,281 |
Total Monthly Payment | $3,052 | $3,150 | $3,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.