161 ST LUCIE Street, Florahome, FL, 32140 | $295,000

Its BOATING Time at your LAKE VIEW Home!!!
Spend time on your porch watching the kids jet ski. Short drive to St. Augustine Beach. Best of both worlds Lake & Beach.
Great for an Air B and B
Georges Lake is a recreational neighborhood, fishing, boating, jet skiing, paddleboarding, canoeing, kayak, water skiing, bicycling, UTV, 4 wheeling, motorcycle riding, a little outdoorsy place to live.

House is 20 x 30 (600 sq ft) with screened in patio 20 x 12 (240 sq ft) for a total of 840 sq ft. Gate to enter.

House built to hurricane code plus addition rods. House under roof, on top of ceiling, in walls and under floor in crawl space all is closed cell spray foam.
Home is stick built, with Hardi board & batten siding, roof is metal. A/C and heat is from mini splits.

The patio is screened with corner fans, can be easily converted to an enclosed patio.

The kitchen cabinets have drawers, one cabinet is 36'' wide and holds all your pans. garage is also spray foamed and painted, electric installed with a 30 AMP RV service. Center height 16 ft outside wall 14 ft with a 10 ft and 12 ft. tall roll up doors. With 2 windows and 36-inch door to outside patio. There is plenty of room for camper, UTV, boat, bicycle, motorcycle, car's, all your play toys or us for hobby car garage. House with wonderful views of Georges Lake from inside house and patio, beautiful sunrise, watch space shuttle launches or star gazing. 20 x 30 (600 sq ft) stick build home with a 20 x 12 (240 sq ft) screened in patio for a total of 840 sq ft. House built to hurricane code plus addition tie down rods. House under roof, on top of ceiling, in walls and under floor in crawl space all is spray foam. Home exterior is board and batten Hardi board siding, roof is metal. A/C and heat is from mini splits. The patio is under the house roof, is screened with corner fans, lights and outlets, can easily be enclosed for additional living space then make minor changes inside for an additional bath and bedroom. Kitchen cabinets have drawers, eliminate the need to get down on your knees, deep drawers hold all your pots and pans, two pantries, pull-out garbage drawer and corner cabinet has pull-out shelves. Upper cabinets with glass shelves and glass doors. Cooktop, sink has drain pan, dishwasher, countertop is Marbel. The refrigerator has an ice maker with water dispenser and also makes craft ice (round ball ice). The property has a 24 KW Generator. This runs home, garage, well house and RV pad. Includes a 110-gallon propane tank. When summer storms or hurricanes knock out electricity you will still have air conditioning, well, no monitoring. Outside features: Behind the garage is a fenced storage area great for trailer. The left side of garage is room for more storage. The right-side garage has a covered cookout deck with power, inside a courtyard, steps or ramp will take you up to the house. Fenced in back yard. Well, large bladder, 3 filter system, covered by shed to protect equipment. Large RV camping spot with 50 AMP service, water, and patio, with view of lake. It would make a great RV camp site to rent. Room for additional RV pads. Clean wooded area for trail riding or rental storage parking.

Features

  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Cottage, Ranch
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 600
  • Acreage: 0.92
  • Est. Taxes: $267
  • Lot Desc: Irregular Lot, Many Trees
  • View: Lake, Trees/Woods, Water
  • Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: 2061577
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/2061577/161stluciestreet_florahome_fl?source=qrflyer
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Listing courtesy of ERA ONETEAM REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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161 ST LUCIE Street, Florahome, FL, 32140

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $22 $22 $22
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,531 $1,590 $2,024
Total Monthly Payment $1,628 $1,687 $2,121

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.