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Enjoy the LOWER HOA fees with this Light and Bright, spacious ONE BEDROOM/One Bath GROUND Floor villa that does NOT require FLOOD Insurance located in a Non-evacuation zone in the Best Kept Secret in Pinellas County, a community for the ACTIVE, FUN Loving 55+ adult, HIGHLAND LAKES ON LAKE TARPON. RELAX with the newer Hurricane Resistant DOUBLE PANED WINDOWS and the impact resistant SLIDING GLASS DOORS Installed in 2019 and the New HVAC System installed in 2020. A BIG BONUS is the Built-in, Barely Noticeable MURPHY BED that is a quick fix for the unexpected guest (there's extra tile in the garage if you choose to remove it). The ATTACHED, OVERSIZED, ONE Car Garage keeps you safely out of the Florida weather but also houses your private WASHER AND DRYER, and an OWNED (not rented) WATER SOFTENER. For the BUYER's convenience this villa is being offered either FURNISHED OR UNFURNISHED. INCLUDED in Andover's $522 monthly maintenance fee are the Building Insurance, water, sewer, CABLE TV, INTERNET, landscaping, mowing, exterior painting, and ROOF maintenance - providing you MAINTENANCE FREE LIVING. (HOA fees are usually based on square footage, so pay less with a 1 bedroom additionally, this well managed section of Andover enjoys the lowest fees in the community). Live the easy Florida Lifestyle because THIS villa ALSO belongs to the "Big Club" (a $9000. 00 BUY-IN VALUE) of Highland Lake on Lake Tarpon. For the ultra low monthly fee of $164, you and a guest can Golf For FREE! Enjoy 3 swimming pools (2 Heated) or the HTD SPA after your fun golf game on one of the 3 nine-hole Community Owned GOLF Courses. But the FUN is just starting with 2 PONTOON Boats to cruise on Lake Tarpon, FREE RV or BOAT Storage, tennis, PICKLEBALL, Bocce, Shuffleboard, movies, and social events, there's a club for everyone and everything - book, travel, midwesterners, Canadian Club and if you are creative there also a FULL WOODWORKING Workshop, CERAMICS, STAINGLASS, SEWING studios and the Artisan Club.
Location, Location - Highland Lakes is central to shopping Publix, Trader's Joe, Sprout, plus endless restaurants, and of course, the BEACHES - DUNEDIN Causeway, FRED HOWARD PARK, SUNSET BEACH, Walls Springs are all a short drive away plus World Famous Clearwater Beach, 2 International Airports, Downtown Tampa and Downtown St Pete are within 30 minutes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$181,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $145,520 | $145,520 | $145,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $920 | $956 | $1,218 |
Total Monthly Payment | $1,207 | $1,243 | $1,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.