802 MAGNOLIA PLACE, Winter Haven, FL, 33884 | $239,000

Wake up to beautiful lake views and end each day with stunning Florida sunsets over the Winter Haven Chain of Lakes. Ground-floor, single-story condo at 802 Magnolia Place sits directly along the shoreline of Lake Winterset, part of the Winter Haven Chain of Lakes. It’s a peaceful setting—calm waters, distant birdsong, and the steady rhythm of lake life unfolding just beyond your back patio. Inside, the layout is open and functional, with large glass sliders in the living room that bring the outside in, letting the lake become a part of your everyday environment. The kitchen, complete with a gas range, pantry, and space for both counter seating and a small dinette, blends easily into the main living space. The primary bedroom offers a quiet retreat with lake views, a large walk-in closet, and an ensuite bath with dual sinks and a walk-in shower. The guest bedroom, located on the opposite side of the unit, is equally spacious and positioned for privacy with a full guest bath nearby. A screened-in patio gives you a front-row seat to some of the most beautiful natural scenery Winter Haven has to offer—a place to sip coffee in the morning or watch the sun settle over the water at day’s end. The condo also includes a private one-car garage and access to guest parking nearby. Located within the gated community of Winterset, residents enjoy a sense of privacy while still being part of a friendly, established neighborhood. The community offers a lakeside pool, tennis courts, a clubhouse, and guarded entry. Walks through the neighborhood are quiet and scenic, with mature landscaping and glimpses of the lake along the way. Just beyond the gates, you’re close to everyday essentials—Publix, Walmart, Legoland, and a variety of dining and shopping options are only minutes away. Major roadways like Cypress Gardens Blvd and Hwy 27 provide easy connections to downtown Winter Haven, local hospitals, and neighboring cities like Tampa and Orlando. This is not a flashy or high-pressure home—it’s something simpler, more grounded. It’s about enjoying peaceful moments by the water, being part of a well-maintained community, and having the kind of lifestyle that unfolds gently, day after day.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Gated, Pool, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Inside, Laundry Closet
  • Complex: WINTERSET
  • Year Built: 1987
  • Common Charge: $475 Monthly
  • Approx Sq. Feet: 1,012
  • Est. Taxes: $2,251
  • Lot Desc: In County
  • View: Water
  • Elem. School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: P4933085
  • Days on Market: 129 days
  • Website: https://www.raveis.com
    /prop/P4933085/802magnoliaplace_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 11:17:11 PM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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802 MAGNOLIA PLACE, Winter Haven, FL, 33884

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $188 $188 $188
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,209 $1,256 $1,601
Total Monthly Payment $1,472 $1,519 $1,864

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.