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NOT IN A FLOOD ZONE! NO HURRICANE DAMAGE! NO HOA!
Step into turn-key perfection! This 2 bedroom 2 bathroom PLUS bonus room (easily converted to a 3rd bedroom) is just waiting for you in Holiday Florida. This charming Florida home is nicely appointed and has been lovingly renovated and maintained. The large screened in courtyard is perfect for morning coffee, or winding down at the end of a busy day. The home boasts Luxury Vinyl Plank flooring (2024) throughout. The spacious floor plan is perfect for entertaining with its 42 inch solid wood cabinets, granite countertops, and a large wrap around bar. This home has both a dinette and dining area, allowing for flexibility to incorporate an office. The generously sized Primary suite located opposite the other bedrooms, includes 2 closets and a beautifully upgraded bathroom (2024). The secondary bathroom was also nicely remodeled with high-end fixtures. The Bonus room (mini-split 2024) is currently utilized as extra living space, but could easily function as a third bedroom with simple modifications. There is a lot of value in the garage with screened doors, automatic garage door opener, work bench, and refrigerator creating a handyman's dream workshop. Feel secure in this fortress complete with impact resistant windows, hurricane shutters, a generator outlet, ADT Security system (transferrable), and multiple property cameras. The large backyard already includes an 8x12 custom shed, and has plenty of room for a pool! No need to worry about looming expenses: Roof (2023), Water Softener (2021), Leaf Gutter Guards (2024), 6-zone well-fed irrigation system. Conveniently located 15 minutes from the Tarpon Sponge docks, 15 minutes from Anclote Key, 37 minutes from Tampa Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,782 | $2,252 |
Total Monthly Payment | $1,786 | $1,876 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.