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Be prepared to be WOWED!! Wonderful, MOVE IN READY Villa in University Village. This unit has the BIGGEST AND BEST WATER VIEW in the whole neighborhood. This elegant 2 bedroom 2 bath Villa plus den is the epitome of maintenance free living. This home has been lightly lived in and it has an open floor plan and a wonderful pavered lanai overlooking a large lake with a desirable Northern exposure. The chefs kitchen features custom contemporary cabinets, stainless appliances, quartz counters, a custom backsplash and a cooking island with storage. The Primary bedroom also overlooks the lake and it has a large ensuite bathroom and custom built closets. There is neutral rectangular tile in all rooms except the den which has wood. University Village is a gated Maintenance free neighborhood just North of University Parkway and its minutes from hundreds of restaurants, great shopping and world class beaches. The amenities include sidewalks, a dog park, community center, and a community pool. The HOA fees are very reasonable and there is not a CDD. This is one of the best opportunities in University Place. This neighborhood needs to be on your radar. This unit will not disappoint you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,402 | $2,496 | $3,181 |
Total Monthly Payment | $2,739 | $2,833 | $3,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.