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115 BRENT CIRCLE, Oldsmar, FL, 34677 | $509,900
Seller Incentives: The sellers are willing to contribute towards the buyer’s closing costs, making this an even more attractive opportunity! Plus, enjoy the benefits of a very low HOA ($440/month) with no further assessments or increases, and a fully funded HOA for peace of mind.
Lender Incentives: This property can qualify for $0 down FHA program. Preferred lender is offering a $2500 credit to the buyer and a 1-2 point interest rate buy-down for qualifying buyers with free re-fi when rates drop ($3500 Value)! Ask for more details!
Introducing a remarkable 3-bedroom, 3-bathroom waterfront property in the luxurious gated community of Seaside Estates, designed to withstand the fiercest storms. This home has unfazed through two major hurricanes thanks to its up-to-code construction, ensuring safety and peace of mind for waterfront living.
Experience breathtaking views of Old Tampa Bay and enjoy deeded boat dock access without the worry of high flood insurance—current premiums are under $1K/year and fully transferable.
Spanning 1, 834 sq ft, this spacious haven features an open-concept living area adorned with elegant cherry wood cabinetry, luxurious granite countertops, and stainless steel appliances. Sliding glass doors lead to a magnificent deck, ideal for morning coffee amidst serene waters and beautifully maintained gardens.
The top floor showcases vaulted ceilings and three skylights, bathing the space in natural light. The master suite includes a private waterfront deck, two walk-in closets, and a lavish en-suite bathroom with dual sinks, a modern shower, and a soaking tub.
Additional highlights include an oversized 3-car garage, two expansive decks, and direct access to your private boat dock equipped with water and electricity. Enjoy cost-effective living with an average electric bill under $75/month. Other features include plantation shutters, custom closets, hardwood floors, remote-controlled fans, and a centralized vacuum system.
Conveniently located in charming Oldsmar, you're just 20 minutes from two international airports and a short drive from stunning St. Pete and Clearwater Beaches. Explore the natural beauty of parks and Oldsmar Marsh while benefiting from top-rated schools and abundant recreational activities.
Seaside Estates offers resort-style amenities, including a pool with a cabana, hot tub, park, and tennis/pickleball courts, all within a friendly, pet-welcoming, family-oriented community.
This property can qualify for a zero down FHA program. Additionally, the preferred lender is offering a $2, 500 credit to the buyer and a 1-2 point interest rate buydown for qualifying buyers! Ask for more details!
Don’t miss this opportunity to own your slice of paradise in Oldsmar—where every day feels like a vacation! Your dream waterfront lifestyle awaits!
Important Buyer Information:
Included in the attachments are valuable documents to help buyers save money and make informed decisions, including:
Elevation Certificate
Recent Utility Bills
Roof Inspection Report
Transferable Flood Insurance Policy
Updates and Upgrades List
Detailed Floor Plans and more
Features
- Amenities: Cable TV, Clubhouse, Gated, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Style: Coastal, Contemporary, Custom
- Year Built: 2004
- Garage: 3-car Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, On Street, Oversized, Tandem, Workshop in Garage
- Heating: Central, Electric, Exhaust Fan, Heat Pump
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 1,834
- Acreage: 0.02
- Est. Taxes: $6,850
- HOA Fee: $429 Monthly
- Lot Desc: Near Marina
- View: Pool, Water
- Elem. School: Oldsmar Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pool: Deck, In Ground, Lighting, Outside Bath Access, Self Cleaning
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
- MLS#: TB8325363
- Days on Market: 128 days
- Website: https://www.raveis.com
/prop/TB8325363/115brentcircle_oldsmar_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
115 BRENT CIRCLE, Oldsmar, FL, 34677
$509,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $407,920 | $407,920 | $407,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,578 | $2,680 | $3,415 |
| Total Monthly Payment | $3,241 | $3,343 | $4,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388