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Historic cottage located in the heart of Old Town Port Royal. Just a half mile walk or ride on your bike or golf cart to Sands Beach, the boardwalk, boat landing, drystack, wetlands bird sanctuary, Live Oaks Park, restaurants, elementary school, church, and more! There are also limited marsh views from the property . This home has been renovated into two separate living spaces with an adjoining door that can be locked to insure privacy. Side A boasts a master bedroom , full bathroom, living room, kitchen, laundry room, foyer, half bathroom on the first floor. Your eyes will be drawn immediatley to the beautifully maintained heart pine floors glistening like maple syrup! The upstairs has been coverted into a hugh bedroom, capable of handling multiple beds, while still offering recreational room for entertaining. The high ceiling and added foam insulation in attic offers a cozy and inviting atmospere. There is also attic access upstairs for extra storage. Side B offers a foyer, living room, nice size bedroom, full bathroom with a antique claw foot tub, it's own laundry room, large kitchen, and a screened in back porch. The back yard is a plethora of beautiful plants and flowers with a gravel path that meanders through the yard. There is also a small back deck to side A to use for grilling and displaying flowering plants. A detached shed for storing all your gardening needs. The metal roof and front porch gives this home the uniques Southern cottage look of small town America. Each side has their own front and back doors for privacy. Make use of both sides as one living area or make side A your primary unit and rent side B out as investment income. This is truely a one of a kind prize to obtain! Don't miss out, schedule your showing today! All furnishings convey with the purchase of the property except for the TVs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,969 | $3,784 |
Total Monthly Payment | $3,027 | $3,176 | $3,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.