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THE LITTLE RED CARRIAGE HOUSE of Warwick, NY offers rustic historical appeal with modern amenities in one neat package just minutes to the bustling Village of Warwick with shopping, restaurants and bus transportation to NYC. With major updates including newer roof, gutters, low maintenance composite siding, windows, paver driveway and patio, heating and coolings systems, propane and well pump, this home is ready for you to enjoy now and improve upon later. Once the carriage house to a prominent farming family, this rambling cottage was carefully converted into a residence in the early 1900s and underwent major updates in 2003 and 2019 bringing it up to current standards. A welcoming living room with period details including hand hewn beams and authentic local field stone conjures up cozy evenings after afternoons of antiquing and apple picking. A bright and sunny eat in kitchen with Cambria quartz countertops and modern amenities overlooks an ample backyard patio well suited to entertaining. The main bedrooms, 2 full baths and laundry/mud room are also on the first floor with family room, loft/office and bonus room upstairs. An ample shed offers additional storage and room for hobbies. Only 15 minutes to the Appalachian Trail, Mountain Creek for skiing, snowboarding and outdoor adventure. Approximately 60 miles to NYC and 30 miles to Bergen County, NJ and within the award winning Warwick Valley Central School District. This affordable home is well suited as full time or weekend residence and offers primarily one level living if needed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$484,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,200 | $387,200 | $387,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,511 | $2,609 | $3,320 |
Total Monthly Payment | $2,994 | $3,092 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.